What Is Injury Compensation?

Compensation for injury is the amount paid to injured workers to compensate them for losses as a result of accidents at work. These losses include medical expenses and lost wages, as well as future income, and loss of enjoyment in life.

There are two methods to receive this kind of money--a settlement or a lawsuit. A lawyer will review the case and advise you which one is better for you.

Medical Treatment

Medical treatment is a major component of your injury claim. The insurance company will pay for reasonable and necessary medical treatment. This includes medical bills from health professionals and specialists. Also, you can get reimbursement for prescriptions and other over-the-counter medication, when you travel to and from medical appointments.

Depending on the nature of your injury you might require assistive devices such as canes, wheelchairs, or special clothes. You can also claim reimbursement for home improvements such as ramps and stairlifts. Medical expenses include diagnostic tests that are required to diagnose your injuries and to monitor your recovery. You can also claim the costs of surgery required to treat your injuries. The Workers' Compensation Board provides guidelines for medical treatment for doctors to adhere to. These guidelines permit your health care provider to carry out the majority of your treatments without having to ask the insurer for injury Lawyer permission.

Be sure to follow your physician's advice can significantly help your case. If the defendant or insurer sees that you have been avoiding appointments and playing tennis on weekends, despite your injuries, they may argue that your injuries aren't as serious as you claim. On the other hand, if you're constantly visiting health professionals and undergoing extensive medical treatments then they'll have to admit that your injuries are serious.

Lost Wages

The physical pain of injuries can be intense however they can also be financially devastating. The expenses associated with treatment typically grow quickly, and injury lawyer victims have to contend with the loss of wages while they are recovering from their injuries. If you've missed work because of an injury, you could be entitled to compensation.

Proving lost wages is a difficult procedure that requires specific evidence. In addition to medical narratives it is crucial to use copies of your old pay stubs and tax documents. These documents can be used by your attorney to demonstrate the total amount of lost income due to your accident.

Your lost wages may comprise your regular hourly wage or salary, the possibility of overtime, bonuses, commissions, and much more. You can also include any benefits you no longer receive, like free meals or car allowances.

You also have the right to compensation for the days you've needed to take vacation or sick leave to cover the days you missed due to your injuries. Your attorney can calculate the fair value of these days and demand payment from the responsible party. If your injury is lasting the lawyer can seek compensation for lost future earning capacity. This is a more complex procedure that involves hiring a forensic accountant or Injury lawyer actuary who can prove the loss of your future earning potential.

Medical Expenses

You may be faced with significant medical expenses based on the severity of your injury. This can put a strain your financial situation. Serious injuries can also prevent you from earning a substantial period of time, which places an extra financial burden on your and your family.

You are entitled compensation for all medical expenses related to your condition, such as ambulance rides, doctor's appointments, x-rays and hospital treatment. This includes the cost of supplies, medications, and orthopedic appliances. You are also entitled to reimbursement for transportation costs to and from medical appointments (including therapy). Keep receipts for any medical expenses. You will be reimbursed on the basis of actual costs.

Insurance companies and attorneys often use medical bills from your doctor as a basis to calculate the special damages. They will then multiply that number by the multiplier of 1.5 to 5, to calculate general damages. In general minor injuries will fall at the lower end of the spectrum, and serious or long-lasting injuries will be on the high end.

The Kocian Law Group is skilled in ensuring that you receive all medical-related compensation which you are entitled. We will fight to get insurance companies to cover the entire cost of the treatment the health care provider recommends even if the insurance company disputes the necessity or reasonableness of the treatment.

Pain and Suffering

The victim of an injury has a right to be compensated for the emotional and physical suffering and pain caused by his or her injuries. The physical pain and suffering injuries can be a result of past and future medical treatments. The psychological discomfort and ache, shame, shock, and sadness could also be considered.

It is difficult to put a price on the hurt and suffering of an accident, especially when it is a result of permanent injuries, such as being in the wheelchair or blinded. It is vital that victims have the support of an attorney who can gather sufficient evidence to prove their loss.

In certain cases the injured party may settle the case without the need to go to trial. In most instances an insurance company will be involved in a settlement agreement. The insurance company can use either the multiplier method or per-diem to calculate pain and suffer damages.

The multiplier and per diem methods are employed by courts to calculate compensation for the emotional and physical pain and suffering suffered by accident victims. Both methods have advantages and disadvantages, however the final amount will be decided by the jury. A skilled personal injury lawyer can assist injured victims collect the evidence needed to support a claim for fair compensation. The skilled attorneys at Adam S. Kutner & Associates can assist you with the investigation and preparation of your case for court or a settlement.