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The long-term consequences of a crash could result in costly medical bills, a diminished income, and pain and suffering. The person who caused the crash should be held responsible to compensate you for these losses.
A New York City auto accident attorney can help you seek full compensation for your losses. A lawyer who handles car accidents can protect you against unwarranted insurance denials.
Distracted driving
Every driver has a responsibility to operate their vehicle safely and remain focused on the road. Distracted driving is dangerous for other road users. It is an important factor in collisions. If you have been injured by a driver who is distracted, you could be qualified for compensation.
While many people think of texting and talking on the phone when they hear distracted driving It's actually anything that takes your hands off of the wheel, eyes off the road, or thoughts away from the task at the present moment. This can include eating, grabbing items in the car, engaging with passengers as well as adjusting the controls on the dashboard like the radio or temperature or personal grooming such as shaving or applying makeup and more.
According to research from the National Highway Traffic Safety Administration and Virginia Tech Transportation Institute, approximately 80 percent of all crashes and 65 percent of close-collisions involve some form of driver distraction. And even just taking your eyes off of the road for five seconds at 55 mph doubles the risk of a crash.
If you've suffered injuries in a crash caused by a distracted driver, an experienced auto accident lawyer can help. They can investigate your case and present the most convincing arguments for compensation, including covering all of your current and future expenses.
Car crashes
Car accidents can take on various forms, from minor fender benders up to massive head-on collisions. The nature of the collision determines who could be at fault, as does the extent and severity of the injuries suffered by victims and the extent of their financial losses.
According to the National Highway Traffic Safety Administration's (NHTSA) statistics the driver's error is a leading reason behind motor vehicle crashes. Even the tiniest of distractions like switching radio stations and applying makeup or a road map, could cause a serious crash. Other reasons for car accidents are speeding, drunk or reckless driving, bad weather conditions, inexperienced drivers or older drivers.
A New York City car accident attorney can look over your case and identify the parties accountable and determine the extent of your financial losses and injuries. They can also negotiate a fair settlement with the defendant's insurer.
A skilled lawyer for auto accidents can help you receive the compensation you deserve, including for future and past medical expenses, lost wages, mental and physical stress, and other injuries. They can also ensure that your claim has coverage for uninsured or sub-insured drivers, if required. This is especially important if the person at fault does not have insurance, or has the minimum amount required by New York law.
Underinsured or uninsured motorists
Certain drivers do not have insurance and others only have a small amount of coverage. If an under- or uninsured driver causes collisions, it can be especially difficult to recover compensation for the losses. In these cases you need to have your own skilled legal advocate on hand to assist you in achieving your goals, as well as the goals of the insurance company.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This kind of insurance is typically included in a comprehensive insurance policy and can provide important protections in the event that you're involved in a serious collision.
The process for filing an UIM/UM claim is similar to that of filing a standard car accident claim. The process typically involves submitting copies your medical bills as well as auto repair bills. The insurance company will analyze these and other documents to determine where your losses fall within the bounds of the coverage of the other driver.
It is crucial to talk with an New York City auto accident lawyer as soon following the accident as you can and immediately file a UIM/UM particularly when the other driver states they do not have insurance or lack coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property damage
If your vehicle is damaged in an accident, you are able to seek compensation through the insurance company of the party who was at fault. Our lawyers can help you submit a claim for economic and non-economic damage, including the cost of your medical expenses and lost income. You could be entitled to compensation for the pain and discomfort you have experienced.
We will document every physical evidence that is found in your case. This includes taking photographs of the accident scene the property, and any damage, like dents and broken glass. We also will collect copies of any accident or police reports, and will secure any necessary information from witnesses.
New York State's law is based on negligence that is comparative. This means that if you are held partially accountable for an accident, you will be penalized by the percentage of blame you receive. Additionally, the defendant could find themselves to be the sole responsible for the incident and thus not eligible to recover in any way.
It is not advisable to give any written or oral statements to representatives of insurance companies of the party at fault as they may be used later in court against you. You should also visit a doctor as soon as possible after the accident. Certain injuries may take some time to manifest and could be used against you in court if you try to claim compensation.
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