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Losing your car keys can be a stressful experience. It can also be expensive dependent on the type of car you have.
Calling an auto locksmith is the easiest method to replace a key. This is usually a less costly and quicker option than calling roadside assistance or a dealership.
Cost
In the past the loss of your car keys wasn't a huge problem. You could simply visit your local hardware store to purchase a new key. Today, however, the process is much more complicated and costly. The reason is that automobiles have become more technologically advanced, and that means keys are also. This may make them more secure against theft however, it also makes them pricier to replace.
The cost of replacing a lost car key will vary depending on the model, year and model of your car. Many modern cars come with key fobs with a transponder chip in them to help prevent theft. These chips must be linked to your car, which typically requires a locksmith or dealership. The cost of this service will depend on the kind of car you have but could be up to $200.
Certain modern vehicles also have a laser-cut key that must be programmed using a special machine only found at auto dealerships and specialist locksmiths. The cost of a spare key for this type of lock can be as high as $100.
Another aspect that can affect the cost of losing a key is the location you live in. It is likely that you will have to pay more when you live in an area with a lot of distance since the tow truck and locksmith have to travel a long distance to reach you. A locksmith will also charge extra for work that is done on weekends, holidays, or after-hours.
The best method to minimize the cost of losing a key is to have an extra key with you and keep it at home or in your wallet. It is also advisable to keep the registration or title documents, as they will be required to prove that you're the owner of the vehicle if you have to contact the dealership for an exchange key. You can also call your roadside service for assistance. They may be able offer you a temporary replacement, depending on their terms and conditions.
Time is an important factor.
It can be very frustrating to lose your car keys, but it's important not to panic. First, take a moment to look for your keys to your car in a convenient place such as your purse or pocket. Then, take a walk through your day and try to recall where you might have put them keys. This can help you remember where you left the keys, or even you can find them in your car. It might be time to replace your car keys if you can't locate them.
Most newer cars have a remote key fob which uses the code to unlock and start the vehicle. This kind of key needs to be changed to ensure it works with your vehicle. This is typically the job of a professional. Contact an auto locksmith and bring proof of ownership.
Old-fashioned metal keys for cars are much simpler to replace than remote key fobs. They are 100% mechanical and simple to duplicate. A locksmith near you can replace your key on the right on the spot. They can also duplicate the ignition cylinder for your vehicle and this is an additional expense. However, if you want to have backups of your old-fashioned car keys, you can go to a hardware store specializing in automobiles, and get them copied quickly and inexpensively.
If your car keys begin to look worn and you are thinking of replacing them, you should think about replacing them. The teeth on the keys and the lock cylinder could wear down due to frequent use and make it difficult for them to align properly with each other. If the key starts to get stuck inside the lock, it's a sign that it is time to replace it.
The dealer might need to program the key if you own the latest model or premium vehicle. This is a complex task that could take a long time to complete and may cost a significant amount of money. You may be covered by your insurance or warranty depending on the make of your vehicle.
Availability
Even if your driving skills are good, you may lose your keys. This can be a real troublesome experience, especially if it occurs at the most inconvenient moment, like when you're at the gas station or at the grocery store and you're just trying to get home. There are a variety of ways to replace your lost key. You can find a locksmith car key replacement cost, call roadside assistance, or call your insurance company.
The first thing you'll need do is identify the type of car key you own. This is important since different cars use different types of keys. Some keys are old-fashioned, and only lock using the key cylinder. Others include a chip which communicates with the vehicle to open doors and also start the car. Certain keys can be easily replaced by an auto-locksmith, however, others will require you to visit a dealership to purchase one from the manufacturer.
If you're using a traditional key or a smart one, your first step is to read the user manual or call the dealership for directions on how to connect it to your vehicle. You'll need proof that you own the vehicle and then wait several additional days for the dealer to make an order for the replacement. This method will also require that you take your vehicle to a locksmith, or another service provider, to have it programmed. This isn't the best choice for those with limited mobility or strict schedules.
If you have a spare key the process will be much simpler. You can typically purchase a replacement key online at a reasonable cost dependent on the type of vehicle. If your keys have transponder or key fob element, you'll need go to a reputable expert to have them replaced and programmed. Depending on the brand and model of your vehicle this could require an auto towing service or hiring a locksmith to do it for you.
A bluetooth tracker is another option to obtain a replacement car key. These small devices attach on your keyring, emitting a signature which can be read by a mobile phone that has an app installed. The app will reveal the location of your key so you can easily locate it.
Insurance
Car insurance coverage typically does not cover the cost of lost keys. There are exceptions. Some of the best insurance companies, that are committed to customer satisfaction, offer additional coverage for things such as lost keys. This is usually an additional cost, but it could be less expensive than having to pay out-of-pocket for replacement costs for keys.
The extent to which car insurance covers keys lost is dependent on the policy and the deductible. Metal keys are generally easily replaced, but if you have an electronic fob or smart key is more difficult. These keys are laser-cut and use computers that transmit an electronic signal to your vehicle. They are therefore more difficult to replace than keys made of mechanical. They are also more expensive because you'll need to pay a locksmith as well as the key itself.
Consider using an auto club service or roadside assistance to save money when replacing a lost key. These services can provide locksmiths with discounted rates, and may even cover the cost of a new key. Some of these companies also provide emergency lockout services, which can be useful when you're in a hurry and have to get back on the road.
Another option is to call your car dealer to inquire if they can help you. There are locksmiths at most dealerships on staff, and they might be able to create new keys at an affordable price. If the dealer must order a key for your specific model it could take a few days. No matter which method you select, make sure to keep all receipts and documentation so you can submit a claim to your car insurance company should you need to.
Although it's not an enjoyable experience losing your car keys can occur to anyone. There are ways to avoid expensive consequences. While the most affordable and quickest way to replace your lost key replacement car car keys is to contact an authorized locksmith in your area but it is crucial to weigh the monetary benefits against the time involved and the possibility of deductible payments prior to making a claim with your insurance company.
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