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You could be faced with a high medical bill and a decrease in income and pain and suffering in the aftermath of an accident. The person who caused your crash should be obligated to compensate for these losses.
A seasoned New York City auto accident lawyer can help you pursue the full amount of compensation for all your losses. A car accident lawyer can help you defend yourself against unjustified insurance denials.
Distracted driving
Every driver is required to drive in a safe manner and be aware of the road. Distracted driving is the leading cause of collisions and near-collisions and can be extremely dangerous for other drivers on the road. If you've been injured by distracted drivers, you may be eligible for compensation.
Although many people think of texting and calling when they hear the phrase distracted driving, it's actually any activity that puts your hands off the steering wheel, your eyes off the road, or thoughts away from the task at the present moment. This could include eating, reaching for items in the car, interacting with passengers and adjusting dashboard controls like the radio or temperature personal grooming such as shaving or applying makeup and more.
According to research conducted by the National Highway Traffic Safety Administration and Virginia Tech Transportation Institute, approximately 80 percent of all crashes and 65 percent of close-collisions involve some type of driver distraction. Just taking your eyes off the road for five seconds while driving at 55 mph could double your crash risk.
If you've been injured in an accident caused by a distracted driver, a skilled auto accident attorney can help. They will review your case and present the most persuasive arguments for full compensation. This includes covering all of your ongoing and future expenses.
Car crashes
Car accidents can come in a variety forms such as simple fender benders, to devastating head-on collisions. The nature of the accident determines who's accountable, as well as the nature and extent of the injuries suffered by the victims and the amount of financial losses.
National Highway Traffic Safety Administration (NHTSA) crash statistics show that driver error is the leading cause of motor vehicle accidents. Even the tiniest distractions, such as changing radio stations or applying makeup, or even reading the road map, could cause a serious crash. Other causes of car accidents include speeding, reckless or drunk driving, bad weather conditions, inexperienced drivers, or older drivers.
A competent New York City car accident lawyer will analyze your case and pinpoint the parties accountable for your financial losses and injuries. They can also negotiate with the insurance provider to reach a fair settlement for your claim.
A skilled attorney for auto accidents can assist you in getting the amount you are due, which includes future and past medical expenses and lost wages, physical and mental anxiety, and other damages. They can also ensure that your accident claim includes coverage for under-insured or uninsured motorists should it be required. This is particularly important if the driver at fault has no insurance, or has the minimum amount required by New York law.
Uninsured or underinsured motorists
Some drivers do not carry insurance for their car, and others have minimal coverage. If an under-, or uninsured driver causes collisions, it can be difficult to obtain compensation for your loss. In these situations you need to have a qualified legal advocate who can help you meet your objectives as well as the goals of the insurance company.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This kind of insurance is typically included in a comprehensive policy and can provide important security if you're involved in an accident that is serious.
The process for filing a UIM/UM claim is similar to filing a traditional car accident claim. This usually involves submitting copies your medical bills as well as auto repair bills. The insurance company will analyze these and other documents to determine whether your losses fall within the bounds of the coverage of the other driver.
It is best to talk to a New York City car accident attorney as soon as you can following the accident and submit an UIM/UM claim as soon as possible in the event that the other driver claims that they don't have or have insufficient insurance coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property Damage
If your car is damaged in an accident, you are able to claim compensation through the insurance company of the party at the fault. Our lawyers can help you in filing a claim and recuperate economic and non-economic damages, like medical expenses and lost wages. You may also be able to receive compensation for the pain and suffering you have endured.
We will carefully review the damage done to your vehicle and then record all physical evidence for your case. This includes taking photographs of the scene of the accident and your property, including cracks, broken glass and cracked device screens. We will also gather any accident or police reports as well as any information from witnesses.
The prevailing law in New York State is comparative negligence that means that even if found to be partly responsible for the incident the amount of your damages will be reduced by the proportion of the liability you have been assigned. The defendant could also be found completely responsible for the accident, and therefore not entitled to any compensation.
It is not advisable to give any written or oral statements to representatives of insurance companies of the parties at fault, as they can be used later in court to smear you. It is recommended that you see a doctor as soon possible after the accident. Certain injuries may take time to manifest and may be used against you in court if you attempt to claim compensation.
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