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It can take longer for a car crash claim to be resolved than an 18-wheeler collision. This is because truck accidents can cause serious injuries.
However, each truck accident is unique and there are many factors that affect how long it takes to settle. Here are a few of the most important things to consider.
Insurance claims
Just like all vehicles on the road, 18 wheeler accident lawyers-wheeler truckers are required to carry a minimum amount of insurance. This is for good reason. Collisions with large trucks can cause more serious damage to property and injuries than a typical car accident. These wrecks can often lead to death and catastrophic injuries. In light of this, it is important that victims of these accidents make a claim for the compensation they are entitled to.
It can be difficult to find a policy that meets all your needs even though 18 wheeler coverage is a necessity. You may require additional coverage depending on the type and quantity of cargo that your trucks carry. For instance, hazmat transporters may require as much as $5 million in liability insurance. Other policies you could require include towing coverage, trailer interchange insurance and cargo insurance.
In addition to this, an experienced attorney can help you decide what kinds of insurance your company requires. They can also help you negotiate with insurance companies to ensure that your claim is appropriately settled. In some instances insurance companies may attempt to limit their liability by claiming comparative fault. This could seriously diminish the value of your claim. An attorney can help you to challenge these claims and receive the maximum compensation you deserve. Regardless of how you were injured in the crash, a knowledgeable lawyer will make sure you receive the amount you need to recover.
Settlements
In many instances, the victim of a collision with a truck will receive a settlement offer prior to filing an action. The trucking company's insurance or legal team will present this offer, which is often considerably less than the victim is entitled to. A victim should never accept a deal without consulting an attorney for personal injury first.
The value of a settlement will depend on several aspects such as the extent of injuries, property damage, and medical costs. The non-economic costs can also be considered, particularly in the event that you were emotionally or physically affected by the accident. However these losses are more difficult to quantify and require a thorough analysis.
Establishing liability is another important element that determines the final amount of compensation. If you can prove the person responsible for the accident violated traffic laws or was negligent or caused the accident due to other wrongful act, they will be held accountable for the damages. There are a variety of legal defenses that may limit their liability. They include the doctrine of contributory negligence and comparative fault.
The owner of the trucking business could also be held responsible for the accident. This is the case when a driver drove the truck in poor conditions, or if a company failed to maintain the vehicle. The cargo loading and shipping firm may also be accountable when the cargo was improperly loaded or a component was defective.
Filing a lawsuit
You could be required to file a suit if the insurance company did not offer an acceptable settlement. This could prolong the time to a settlement and could result in a larger amount of damages. A lawyer for a truck accident is your best option, whether you settle or go to court.
You need someone to protect your rights because insurance companies will try to reduce the value of your claim. A Lafayette truck accident lawyer will examine your accident, calculate the amount of your damages, and ensure that you receive the maximum damages for your injuries.
In a lot of 18 wheeler accidents there are multiple parties responsible. For example, if the truck driver was under the influence or in violation of the hours of service regulations or his employer could be held accountable. In addition, the company that makes of a vehicle component or repair shop could be held accountable when a defect in a component caused the accident.
Furthermore, cargo-loading and shipping companies may be held responsible for accidents that happen to their trucks. This is due to the fact that these trucks must be loaded and transported in a secure manner to prevent them from falling over or being jackknifed. These companies are required by law to adhere to strict safety rules. The law also allows you to recover non-economic damages like pain and suffering.
Trial
Most truck accident cases are settled through negotiations with an insurance company. A fair settlement should include all medical expenses, treatment costs, and other losses you are likely to incur. Your lawyer can help you determine the potential damages in the future and also determine if punitive damages are applicable.
A qualified attorney can help you through this procedure. The most important aspect is the extent of your injuries, which will affect the amount of compensation you are entitled to. Some injuries will only affect you for some time but others will have a a longer or permanent impact on your life.
It may take a while to determine the fault, as it is not always immediately clear in 18 wheeler accidents. It is because multiple parties could be held accountable for the accident, including the truck driver and the company who employs him. In some cases there may be mechanical issues in the vehicle that lead to a crash. In this instance it might be necessary to hold the repair shop or manufacturer responsible for the damages.
There are a myriad of variables that could affect the size of an 18 wheeler accident-wheeler settlement, however, these types of cases tend to have higher settlements in comparison to those involving automobiles. This is due to the severity of the injuries and damages that can result from these accidents.
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