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The long-term effects of a car accident can cause you to be faced with costly medical bills, a decreased income and suffering. The party responsible for your accident must be held accountable for these losses.
A New York City auto accident attorney can help you seek full compensation for your losses. A lawyer who handles car accidents can help you defend yourself against unjustified insurance denials.
Distracted driving
Every driver has the responsibility to drive in a safe manner and pay attention to the road. Distracted driving can be dangerous for other road users. It is one of the main causes of collisions. If you've suffered injuries due to distracted drivers, you may be entitled to compensation.
While many people think of texting or calling when they hear distracted driving, it's actually any activity that puts your hands off the steering wheel, eyes off of the road, or your mind away from the task at the moment. This can include eating, searching for things in the car, engaging with passengers and adjusting dashboard controls like the radio or temperature or personal grooming, such as shaving or applying makeup and much more.
According to research conducted by the National Highway Traffic Safety Administration and Virginia Tech Transportation Institute, around 80 percent of all crashes and 65 percent of near-collisions are caused by driver distraction. Just taking your eyes off the road for just five seconds while driving at 55 mph could increase the risk of your crash by a factor of two.
If you've suffered injuries in an accident caused by a distracted driver, an experienced auto accident attorney can help. They will investigate your case and provide the strongest arguments for a full settlement which includes covering all of your future and current expenses.
Car crashes
Car accidents can take many different forms, ranging from minor fender benders up to massive head-on collisions. The type of accident determines who's at fault, as does the scope and nature of the injuries suffered by the victims and the magnitude of their financial losses.
According to the National Highway Traffic Safety Administration's (NHTSA) statistics, driver error is a leading driver's fault in motor vehicle accidents. Even the slightest distraction such as flipping through radio channels applying makeup or reading a map - could cause a serious accident. Other causes of car accidents are speeding, reckless or drunk driving, bad weather conditions, inexperienced drivers, or older drivers.
A New York City car accident attorney will review your case to identify all parties responsible and determine the extent of your financial and physical injuries. They can also negotiate an equitable settlement with the insurance company that is the defendant's.
A seasoned auto accident Attorney (http://125.141.133.9:7001/bbs/board.php?bo_table=free&wr_id=1771429) will help you obtain the compensation you're due for your losses and injuries that include future and past medical expenses as well as lost earnings, emotional and physical stress, and other damages. They can also make sure that your claim for compensation includes insurance for uninsured or under-insured drivers, if required. This is particularly crucial if the driver at fault does not have insurance, or has only the minimum required under New York law.
Uninsured or underinsured motorists
Some drivers don't have insurance and others only have a minimal amount of insurance. When an under- or uninsured driver causes the crash, it may be especially difficult to recover compensation for the loss. In these circumstances it is crucial to have a skilled lawyer representing you and the insurance company.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is often included in a comprehensive insurance policy and can provide you with important security in the event of being involved in an accident that is serious.
The process for filing an UIM/UM claim is similar to filing a standard car accident claim. It is usually a matter of submitting copies of your medical bills and auto repair bills. The insurance company will review these documents as well as other ones to determine if your losses are covered by the other driver's policy.
It's best to consult with an New York City car accident lawyer as soon as you can after the crash and file an immediate claim for UIM/UM and especially when the other driver claims they don't have or have insufficient insurance coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property destruction
If your vehicle is damaged in an accident, it is possible to seek compensation from the insurance company of the party at the fault. Our attorneys can assist you in filing a claim to recover economic and non-economic losses, such as medical expenses and lost wages. You could be entitled to compensation for your discomfort and pain.
We will thoroughly review the damage to your vehicle, and document all physical evidence for your case. This includes taking photos of the scene of the collision as well as your property and any damage, like fractured glass or dents. We also will collect copies of any accident or police reports, and secure any crucial information regarding witnesses.
The prevailing law in New York State is comparative negligence that means that even if you're found to be partially accountable for the accident the damages you incur will be reduced by the percentage of responsibility you are liable for. The defendant could also be found to be entirely responsible for the accident, and thus not able to recover at all.
You should not give any oral or written statements to the representatives of the insurance companies of the parties responsible as they may be used in court later against you. It is also important to consult a doctor right away following your accident, because certain injuries may take a while to show up and can be used against you if you attempt to get compensation for your injuries later on.
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