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You may be left with a large medical bill and a decrease in income and suffering and pain in the aftermath of a car crash. The person responsible for your accident must be held accountable for these losses.
A seasoned New York City auto accident lawyer can assist you in pursuing the full amount of compensation for all your losses. A skilled attorney in car accidents can also protect you from unreasonable denials by insurance companies.
Distracted driving
Every driver is responsible to drive in a safe manner and be aware of the road. Distracted driving can be dangerous for other road users. It is an important factor in collisions. If you have been injured from a driver who was distracted, you may be legally entitled to compensation.
While many people think of texting and calling when they hear distracted driving it's actually any activity that puts your hands off the steering wheel, eyes off of the road, or your mind off the task at hand. This includes eating, reaching inside the car for items as well as interacting with other passengers and adjusting the controls on the dashboard like the radio or temperature. It can also involve personal grooming, such as shaving or applying make-up.
According to research conducted by the National Highway Traffic Safety Administration (NHTSA) and Virginia Tech Transportation Institute (VTTI) around 80 percent of all crashes and 65 percent of near-collisions result from distracted driving. And even just looking away from the road for five seconds at 55mph doubles your chance of being involved in a crash.
An experienced attorney for auto accident law firm accidents can help if you have been injured in an accident caused by the driver who was distracted. They can investigate your case and make the most convincing arguments for compensation that includes covering all of your future and current expenses.
Car crashes
Car accidents can take various types, from minor fender benders up to massive head-on collisions. The nature of the accident determines liability, as does the severity and nature of injuries to the victims as well as their financial losses.
According to the National Highway Traffic Safety Administration's (NHTSA) statistics driver error is the major reason behind motor vehicle crashes. Even the tiniest distraction like switching radio stations or applying makeup or reading the road map can cause a serious crash. Other reasons for car accidents include speeding, reckless or drunk driving, poor weather conditions, inexperienced drivers or elderly drivers.
A New York City car accident attorney will examine your case to determine all parties responsible and determine the severity of your injuries and financial losses. They can also bargain with the insurance company to negotiate a fair settlement for your claim.
A skilled attorney for auto accident lawsuits accidents will help you get the compensation you deserve, which could include future and past medical costs as well as lost wages, physical and mental anxiety, and other damages. They can also ensure that your accident claim includes insurance for motorists who are uninsured, or under-insured should it be required. This is particularly crucial if the driver at fault is not insured or has insurance, or is only carrying the minimum amount required by New York law.
Uninsured or underinsured motorists
Some drivers do not have insurance on their cars, while some have a limited coverage. If an uninsured or uninsured driver causes an accident, it could be difficult to obtain compensation for your loss. In these circumstances, it is important to have a seasoned attorney representing you as well as the insurance company.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is often included in a comprehensive policy and provides you with crucial security in the event of being involved in an accident that is serious.
The process of making a UIM/UM claim is similar to that of filing a traditional car accident claim. It usually involves submitting copies of your medical bills as well as automobile repair bills. The insurance company will examine these documents along with other ones to determine whether your losses are covered under the other driver's policy.
It's best to consult with an New York City car accident lawyer as soon as you can after the accident and file an immediate claim for UIM/UM especially if the other driver claims they do not have or lack insurance coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property damage
If your vehicle is damaged in an accident, you are able to claim compensation through the insurance company of the party at the fault. Our lawyers can assist in submitting a claim to recover economic and non-economic expenses, like medical bills and lost wages. You could be entitled to compensation for your discomfort and pain.
We will document all physical evidence in your case. This includes taking photos of the scene of the collision, your property and any damage, including dents and broken glass. We will also gather any reports of an accident or police report as well as any information from witnesses.
The law of New York State is based on the principle of comparative negligence. This means that if you are found partially responsible for an accident, you'll be reduced in damages by the percentage of blame you are awarded. Additionally, the defendant could find themselves to be the sole responsible for the incident and thus ineligible to recover at all.
It is not advisable to give any written or oral statements to the representatives of the insurance companies of the parties at fault since they could be used later in court to smear you. It is also crucial to consult a doctor right away after the accident, since certain injuries may take a while to manifest and could be used against you if you try to claim compensation for your injuries later on.
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