Motor Vehicle Legal Terms

The laws regarding motor vehicle accident lawsuits vehicles differ from state to state. In general the law, it assumes that a vehicle is being operated with the permission of its owner.

Laws that enhance penalties and making revocation automatic, or targeting social hosts can have mixed effects on mortality rates. Mandatory education, alcohol treatment, and interlock devices have minimal effects.

Legal Definitions

State laws govern the legal definitions of motor vehicles. The different definitions of federal law used for national requirements for fuel economy and licensing standards for commercial vehicle drivers are primarily for to serve administrative purposes, and are not applicable to states that decide their own registration classifications. These classifications of vehicles determine whether a driver requires a special licence to operate certain types vehicles.

The state laws define the terms "automobile," "light truck" and many others. For instance an example, a light truck is any vehicle with an rated capacity of less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. Also, it does not include any vehicle or combination of vehicles specifically designed to carry passengers or property entirely within the structure of the vehicle, which includes manufactured homes and trailers.

A wheel chair is a device equipped with wheels, typically used by people who are physically disabled and are unable to walk around as pedestrians. Mopeds are motor vehicle accident attorney vehicle with no more than three wheels in contact with the ground. It is able to travel at a speed of not more than 35 miles per hour.

A pedicab vehicle is one which is driven by an operator who sits on it. A person who owns the legal title to a vehicle is called its owner.

Traffic Laws

Typically, every state has its own set of motor vehicle laws, which encompass everything from registration process to the insurance requirements. These statutes also address the kinds of vehicles that are subject to the law. While certain laws are fairly similar across states, others vary significantly. For instance there are laws that limit the number of people one can carry in a pedicab. There are also laws that ban reckless driving on certain types of roads, like parking spaces.

If you are in violation of these laws, you may be penalized and fined. The penalties vary from being able to have your driver's license suspended or being required to attend a traffic school.

The law that governs speed limits on roads is one of the most important laws that a state has. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

It also defines the term "motor vehicle" as any vehicle or any other device that moves mechanically and used on a highway to transport people or property or for commercial uses. It excludes trailers and semitrailers such as coaches or house trailers or vehicles that only run on tracks or rails snowmobiles and all-terrain vehicle and motorized mobility aids operated by a person with disabilities, self-propelled corn or hay harvesting machines and tractors.

Insurance

A motor vehicle insurance policy is a contract which protects the insurer against financial loss due to liability for injuries to the body or death or property damage caused by a third-party caused by the ownership, operation, maintenance or the use of an insured vehicle. It can also offer protection against physical damage to the insured vehicle itself. It must contain the address and name of the insured named, the coverage afforded by the policy, the amount paid for it, the time of effectivity and the limits of liability. It must also contain an agreement or endorsement that the insurance provided is in accordance with the coverage specified in the policy, in relation to injuries to the body or property damage or death and is subject to all the rules of this chapter.

The language used in a motor vehicle policy can be confusing for the average person, and Duncanville law firms usually suggest that individuals read an example policy to know the terms. One of the most common areas of confusion is the definition of the term "motor vehicle." The phrase appears often in statutes that govern vehicle registration and financial responsibility laws.

Examples of coverages under a motor insurance policy include commercial auto insurance for cars used for business, commercial establishments or other activities, employment or occupations carried out to earn money, automobile liability coverage, which comprises PIP MP, PIP, and uninsured and underinsured motorist coverage (UM/UIM). A majority of states require drivers to carry this kind of insurance.

Permissive Use

It is important to know what insurance coverage is available in the event that a person other than the named insured or a family member drives your car and causes an accident. This concept is known as permissive use and the specifics of your policy may differ but generally, the majority of major car insurance companies provide this kind of insurance.

It is important to keep in mind that you are liable for any damage caused by a driver who has your permission. Permission can be given in writing or implied, and usually does not have to be recorded.

In determining if there is implied consent, courts examine the relationship between the parties, their past behavior and the use of the vehicle, as well as the circumstances surrounding a particular driving incident. A court will also look at whether any restrictions were made on the permissive usage, and if even a minor [Redirect-301] deviation from the time, location and usage limitations of the original permission would be in violation of these restrictions.

Be aware that adding an additional driver to your auto insurance policy will raise your premiums, as the vehicle becomes more difficult to insure. It is therefore important to think about your options carefully before lending your car to anyone else. Contact Jerry for a no-cost insurance quote and discuss the policy's terms.