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You may be left with high medical costs or a loss of income and suffering and pain in the aftermath of a car crash. The person who caused the crash should be held responsible to compensate you for these losses.
A seasoned New York City auto accident attorney accident lawyer can assist you in seeking the full amount of compensation for all your losses. A skilled attorney in car accidents can also safeguard you from unreasonable denials by insurance companies.
Distracted driving
Every driver has the responsibility to drive safely and pay attention to the road. Distracted driving is a major cause of near-collisions and collisions and can be extremely dangerous for other drivers on the road. If you have been injured by a driver who is distracted, you may be entitled to compensation.
While many people think of texting and calling when they hear the phrase distracted driving it's actually any activity that requires your hands off the steering wheel, your eyes off of the road, or your mind off the task at the present moment. This includes eating, reaching into the car for things that you're not using, interacting with passengers, and adjusting dashboard controls like the radio or temperature. It can also involve personal grooming such as shaving or applying make-up.
According to research from the National Highway Traffic Safety Administration and the Virginia Tech Transportation Institute, about 80 percent of all crashes and 65 percent of near-collisions are caused by driver distraction. And even just looking away from the road for five seconds at 55 mph can double your chance of being involved in a crash.
If you've been injured in an accident caused by a distracted driver, an experienced lawyer for auto accidents can assist. They can look into your case to make the most convincing arguments in favor of full compensation. This includes covering all your ongoing and future expenses.
Car crashes
Car accidents can take a variety of forms, from simple fender benders and even devastating head-on collisions. The kind of accident determines liability and the extent and nature of injuries to the victims as well as their financial losses.
National Highway Traffic Safety Administration (NHTSA) crash statistics show that driver error is the leading reason for motor vehicle accidents. Even the tiniest distractions like switching radio stations or applying makeup or reading the road map can cause a serious accident. Other causes of car accidents include speeding, reckless driving drunk driving, bad road conditions and weather, and inexperienced or elderly drivers.
A competent New York City car accident lawyer will examine your case and determine all parties responsible for your financial losses and injuries. They can also negotiate an acceptable settlement with the defendant's insurer.
An experienced attorney for auto accidents can assist you in getting the compensation you're entitled to for your losses and injuries that include future and past medical expenses and lost earnings, physical and emotional distress, and other damages. They can also make sure that your accident claim includes insurance for motorists who are uninsured, or under-insured in the event of need. This is especially important if the person at fault doesn't have insurance, or is only carrying the minimum amount required by New York law.
Uninsured or underinsured drivers
Some drivers choose not to have insurance on their cars, while some have a limited coverage. If an under-, or uninsured motorist causes the crash, it may be difficult to collect compensation for the loss. In these cases, it is important to have a competent lawyer on your side as well as the insurer.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is usually included in a comprehensive insurance policy and can provide you with important security in the event of being involved in a serious accident.
The procedure for filing UIM/UM claims is similar the usual claim for auto accident lawyer accidents. It usually involves submitting copies of your medical bills and automobile repair bills. The insurance company will scrutinize these documents and others to determine if your losses are covered under the policy of the other driver.
It is recommended to speak with a New York City car accident attorney as soon as possible after the crash and file a UIM/UM claim right away especially if the other driver claims they don't have or have insufficient insurance coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property damaged
If your vehicle has been damaged in a crash then you may be able to pursue compensation for the damage by contacting the insurance company. Our lawyers can assist you make a claim on both economic and non-economic damages, such as medical bills and lost income. You may be entitled to compensation for your discomfort and pain.
We will carefully review the damage done to your vehicle and document all physical evidence for your case. This includes taking pictures of the scene of the collision as well as your property and any damage, like fractured glass or dents. We will also collect copies of any accident or police reports, as well as secure any essential witness information.
The law in New York State is comparative negligence meaning that even if you are found to be partly responsible for the accident, your damages will be reduced by the percentage of the liability you have been assigned. In addition, the defendant could be found to be entirely responsible for the incident and thus not eligible to claim any compensation at all.
It is not advisable to give any written or oral statements to representatives of the insurance companies of the parties who are at fault because they could be used later in court against you. It is also important to visit a doctor as soon as you can after the accident, since certain injuries can take a while to manifest and could be used against you if you try to obtain compensation for your injuries later.
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