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You could be left with a large medical bill and a decrease in income and pain and suffering in the aftermath of an accident. The person who caused your crash should be obligated to cover these costs.
A New York City auto accident attorney can help you get full compensation for your losses. A car accident lawyer can protect you against unwarranted insurance denials.
Distracted driving
Every driver is responsible to drive safely and keep their attention focused on the road. Distracted driving is a major cause of near-collisions and collisions, and it can be extremely dangerous for other drivers on the road. If you've been injured by a distracted driver, you may be legally entitled to compensation.
Distracted driving could include eating, reaching out for items in the car, interacting with other passengers, adjusting dashboard controls, such as the temperature or radio or personal grooming such as shaving or applying makeup, and much more. This includes eating, reaching into the car to get items, interacting with passengers and adjusting dashboard controls like the radio or temperature. It can also include personal grooming, like shaving or applying make-up.
According to research by the National Highway Traffic Safety Administration (NHTSA) and the Virginia Tech Transportation Institute (VTTI), about 80 percent all crashes and 65 per cent of collisions that are near-collisions happen due to distracted driving. And even just taking your eyes off of the road for five seconds at 55 mph doubles the risk of a crash.
If you've been injured in an accident caused by a distracted driver, an experienced auto accident lawyer can help. They will review your case and present the strongest arguments for full compensation, including covering all of your future and current expenses.
Car crashes
Car accidents can take on many different varieties, ranging from minor fender benders up to catastrophic head-on collisions. The type of accident determines who is responsible, as well as the extent and severity of the injuries suffered by the victims as well as the extent of their financial losses.
According to the National Highway Traffic Safety Administration's (NHTSA) statistics, driver error is a primary reason behind motor vehicle crashes. Even the slightest distraction such as flipping through radio channels making-up or looking at a map can result in a serious accident. Other reasons for car accidents include speeding, drunk or reckless driving, poor weather conditions, inexperienced drivers, or older drivers.
A competent New York City car accident lawyer can review your case and identify all parties responsible for your injuries and financial losses. They can also negotiate a fair settlement with the insurer of the defendant.
An experienced auto accident lawyer will help you obtain the compensation you are entitled to for your injuries and losses that include future and past medical treatment costs, lost earnings, physical and emotional suffering, and many other damages. They can also ensure that your accident claim includes coverage for under-insured or uninsured motorists when necessary. This is especially important if the person at fault doesn't have insurance, or has only the minimum amount required by New York law.
Uninsured or underinsured motorists
Some drivers choose not to carry car insurance, while others have minimal coverage. If an under- or uninsured motorist causes a crash, it can be difficult to obtain compensation for the loss. In these cases, you should have your own skilled legal advocate to help you achieve your objectives as well as those of the insurer.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of coverage is usually part of an insurance policy that covers all of your needs, and could provide you with crucial insurance in the event of a major accident.
The process for filing UIM/UM is the same as the traditional auto accident claim. It is usually a matter of submitting copies of your medical bills as well as auto repair bills. The insurance company will scrutinize these documents and other documents to determine whether your losses are covered under the other driver's policy.
It's important to consult an New York City auto accident attorneys accident lawyer as soon following the accident as soon as is possible and make a UIM/UM claim as soon as you can, especially in the event that the other driver claims they don't have insurance or have inadequate coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property destruction
If your car is damaged in an accident, you are able to get compensation through the insurance company of the party who was at the fault. Our attorneys can assist you in filing a claim and recover financial and non-economic expenses, like medical bills and lost wages. You could also be eligible to claim compensation for your pain and suffering.
We will keep track of all physical evidence in your case. This includes taking pictures of the accident scene the property, and any damage, including cracks and dents. We will also gather copies of any accident or police reports, and secure any vital information about witnesses.
The law in New York State is comparative negligence which means that even if you are found to be partially accountable for the accident, your damages will be reduced by the proportion of the liability you have been assigned. The defendant may also be found solely responsible for the accident, and therefore not entitled to any form of compensation.
Be sure not to give any oral or written declarations to representatives from the at-fault party's insurance companies, since these could be used against you in the future in court. It is also crucial to consult a doctor right away after an accident, as some injuries take time to manifest and could be used against you if you attempt to get compensation for your injuries later.
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