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Typically, this kind of compensation covers medical expenses like prescription devices and drugs such as physical therapy, surgery and so on. It may also cover the loss of future earnings.
This kind of compensation is often called "general damages." However, determining the amount of these damages can be difficult since insurers employ different calculation methods.
Economic Damages
Economic damages are the tangible, quantifiable costs that result from an accident. These include out-of pocket expenses like lost wages damages to property, and legal future financial losses resulting from the injury or 211.45.131.201 disability. Courts and juries typically calculate these costs using documents such as pharmacy receipts, hospital bills and vehicle repair estimates.
These costs are fairly simple to prove and are among the most immediate costs associated with the event of a crash. They often include medical expenses, such as the initial hospital stay, and all subsequent care and treatment. These expenses can also include the cost of fixing a damaged car or other items of property, like clothes and household products. The cost of hiring someone to take care of chores around the house or to transport children to and from school, or other activities may be included and more.
Lost wages are another frequent and important category of economic damages. This includes not just your lost wages due to the fact that you were forced to stay home from work due to injuries, but they could be a factor in lost productivity while recovering and any use of vacation or sick days. In certain cases, you can even recover compensation for the loss of your future earning potential when your injury stops you from returning to your former job or prevents you from earning the same amount in the future.
While these expenses are clear and measurable, some of the other damages that you can assert are less clear. These damages that are not economic can be more difficult to quantify, and include things like pain and discomfort, disfigurement, and loss of enjoyment.
What can you do to prove these damages?
Some expenses can be proved by means of receipts and papers, but others may require expert testimony. For example, in cases when an accident results in an extensive spinal cord injury which leaves a victim partially paralyzed, then it could be necessary to consult an occupational expert to determine the full impact of the injury. This can assist the jury or court to make a precise assessment of your personal and financial impact.
The most complicated types of economic losses are those that concern future medical expenses and lost earnings. You might be able to prove these expenses by using a medical professional's estimation of your maximum medical improvement or when your recovery is expected to be over. But, you'll need to prove your future financial loss by providing pay bills, expense receipts and other proof of your current and past income.
Insurance companies attempt to not pay as much damages as they are legally required to. A personal injury lawyer who is skilled can ensure that you get all the compensation damages you are entitled to. Contact Dennis and King today to set up a free consultation. We can help you seek the full range of non-economic and financial injuries resulting from a New York car accident or other personal injury incident.
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