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Typically, this kind of payment covers medical expenses, such as prescription devices and drugs such as physical therapy, surgery and so on. This type of compensation can also cover future earnings potential.
This type of compensation is usually referred to as "general damages." It isn't always easy to determine the amount of these damages due to the fact that insurers use different methods of calculation.
Economic Damages
Economic damages are the tangible and quantifiable costs resulting from an accident. These are expenses that are out of pocket, lost wages and property damage costs and future financial losses resulting from the injury or disability. These costs are calculated by juries and courts based on documents like hospital bills, pharmacy receipts, as well as estimates of repairs to the vehicle.
These are the immediate expenses of a crash and are easy to prove. They cover medical expenses like the initial hospitalization, as well as any subsequent treatment and care. These costs can also comprise the cost of repairing a damaged car or accident law firm other property items, including household and clothing goods. The cost of hiring someone to perform chores around the home or to transport children to and from school, or extracurricular activities can be included also.
The loss of wages is an additional important category of economic damages. These include not just missed earnings from the time you were forced to stay home from work because of your injuries, but they can include lost productivity while recovering and any vacation days or sick days. In certain cases you can recover compensation for the loss of future earning capacity. This is the situation if you are unable to return to your previous job or earn the equivalent amount.
While these costs are relatively clear and measurable, some of the other damages you could claim are less so. These non-economic damages can be more difficult to quantify and include things like discomfort and pain disfigurement, loss of enjoyment in life.
How do you prove these damages?
While a few of the expenses within these categories are straightforward and can be substantiated by submitting receipts and papers, other expenses may require expert testimony. In cases where an accident causes a severe spinal injury that causes the victim to be partially paralyzed, then it is required to consult with an occupational specialist to determine the impact of the injury on the victim. This will assist the court or jury make an accurate assessment of your financial and personal impact.
The most complex economic damages are those relating to future medical expenses and loss of earnings. You might be able to document these costs using a medical professional's estimate of your maximum improvement in your medical condition or when your recovery is likely to come to an end. You'll need to prove that you'll suffer future financial loss. This can be accomplished by providing your pay stubs or expense receipts.
Insurance companies attempt to avoid paying as much in damages as they are obligated to. A personal injury lawyer who is skilled will ensure that you receive all the compensation damages you are entitled to. Dennis and King can set up a free consultation. We can assist you in recovering all of your economic and other damages following an New York auto accident attorney or accident law firm personal injury Accident Law Firm.
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