Motor Vehicle Legal Terms

The laws that govern motor vehicles vary from one state to another. In general the law assumes a vehicle is being operated with its owner's permission.

Laws enhancing penalties that make revocation automatic or targeting social hosts have varying impacts on mortality rates. Mandatory education, alcohol treatment and interlock devices have little effect.

Legal Definitions

State laws govern motor vehicle accident lawyers vehicle legal terms. The federal definitions for national standards for fuel economy and licensing standards for drivers of commercial vehicles are mostly administrative and do not apply to states that decide their own classifications for registration. These classifications for vehicles determine whether a driver requires an additional license to operate certain types vehicles.

These state laws define terms such as "automobile," "light trucks" and many more. For instance light truck, it is any vehicle with a capacity of carrying less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. Also, it excludes any combination of vehicles specifically designed to transport passengers or property entirely within its own structure, like trailers and manufactured homes.

A wheel chair conveyance is a vehicle with wheels. It is usually used by people who have physical disabilities that make them cannot walk around as pedestrians. A moped is an automobile with not more than three wheels on the ground, and that travels at the speed of 35 miles per hour.

A pedicab, also known as a pedal-driven vehicle, is one that is driven by the operator sitting on the top. The owner of a vehicle is the person who owns the legal title.

Traffic Laws

Each state has its own set motor vehicle laws that cover everything from the registration procedure to the insurance requirements. The statutes also cover the kinds of vehicles covered by the law. While some of these laws are similar between states, others are quite different. There are laws that restrict how many people can be transported in a pedicab. There are laws against reckless driving on certain kinds of roads, like a parking lots.

If you break these laws, you may be penalized and fined. The penalties can vary from having your driver's license suspended or being required to attend traffic school.

One of the most important laws in a state pertaining to vehicles is the speed limits that are set on roadways. In New York, for example, it states that the speed limit for a commercial vehicle is similar to that of an automobile.

It also defines a "motor vehicle" as any type of vehicle or other device that is powered mechanically and is used on a highway to transport people or property or for other commercial uses. The law excludes trailers semitrailers and coaches, motor vehicle accident Lawyers all-terrain and snowmobile vehicles, motorized mobility assist devices used by disabled people, and self-propelled corn and harvesting machines for hay.

Insurance

A motor vehicle policy is a contract which protects the insurer from financial loss in the event of injuries to the body or death or property damage caused by a third party that results from the operating, ownership, maintenance or use of an insured vehicle. It may also protect against physical damage to the vehicle. It must contain the name and address of the named insured as well as the coverage provided by the policy. It also includes the premium charged and the time frame for the duration of the policy in effect, and the limits of liability. It should also include an agreement or endorsement that the insurance provided is in accordance with the coverage stated therein as respects injuries to the body or property damage or death and is subject to the requirements of this chapter.

Duncanville law firms frequently suggest that individuals review a sample motor vehicle policy to understand the terms. One of the most frequently encountered areas of confusion is the definition of "motor vehicle accident attorney vehicle." The phrase appears often in statutes that govern the registration of vehicles and financial responsibility laws.

Examples of coverages offered under a motor policy include commercial auto coverage for automobiles used for business, commercial establishments or activities, employment, or jobs performed for profit, and automobile liability coverage, which comprises PIP MP,, and uninsured and underinsured coverage for drivers (UM/UIM). Many states require drivers to have this kind of insurance.

Permitted Use

It is important to know the way insurance coverage works when someone other than the named insured or a family member drives your vehicle and causes an accident. This is known as permissive usage. The specific terms of your insurance policy might vary, but most large insurance companies offer this type of coverage.

It is important to remember that you are accountable for any damages caused by a driver who has your permission. Permission can be either implied or explicit but does not necessarily have to be written.

To determine if there is implied consent, courts will examine the relationship between the parties, their prior behavior and the use of the vehicle and the circumstances surrounding a specific driving event. A court will also consider whether there were any restrictions placed on the permissive usage, and Motor vehicle accident Lawyers if even a minor deviation from the time, location and usage limitations of an initial permission would violate of these limitations.

Remember that adding another driver to your car insurance will likely cause your insurance premium to go up since it makes the car more risky to insure. Therefore, it is important to be aware of your options before lending your car to anyone else. Contact Jerry for a no-cost insurance quote and discuss your policy's terms.