Motor Vehicle Legal Terms

The laws that govern motor vehicles vary widely between states. In general the law, it assumes that the vehicle is operated with its owner's permission.

Laws enhancing penalties, making revocation automatic or targeting social hosts can have mixed impact on mortality rates. Mandatory education, treatment for alcohol, and interlock devices have little effect.

Legal Definitions

State laws govern motor vehicle legal terms. The federal definitions for national standards for fuel economy and licensing requirements for commercial vehicle drivers are primarily administrative and are not applicable when states decide on their own classifications of registration. The classifications of a vehicle's registration determine if a driver needs to obtain a special license to operate certain types of vehicles.

These state laws define terms such as "automobile," "light trucks" and more. For instance an example, a light truck is any vehicle with a capacity that is less than 7,500 pounds. This excludes panel delivery trucks as well as pickup trucks. It also excludes any vehicle or combination of vehicles that is specifically designed to transport property or passengers wholly within its own structure, Motor Vehicle Accident law firms like trailers and manufactured homes.

A wheel chair is a machine with wheels, typically used by persons who, due to physical disability cannot move around as pedestrians. Mopeds are motor vehicle with fewer than three wheels in contact with the ground. It can travel at speeds not more than 35 miles per hour.

A pedicab is a motorized vehicle that is driven by an operator who sits on it. A person who owns the legal title to a vehicle is called the owner of the vehicle.

Traffic Laws

Typically, every state has its own set of motor Vehicle accident law firms vehicle law that cover everything from the registration process to the insurance requirements. These statutes also address the kinds of vehicles that are covered by law. While certain laws are fairly similar across states, others differ significantly. There are laws that limit the number of passengers that can be transported by pedicab. There are laws that prohibit reckless driving on certain types of roadways, such as parking areas.

If you break these laws, you may be punished and fined. Penalties can include having your license suspended or the requirement to take a traffic class.

One of the most important laws in a particular state regarding vehicles is the speed limits that are established on the roads. In New York for example, the speed limit is the same for commercial vehicles as it is for automobiles.

The law also defines the definition of the term "motor vehicle accident lawsuits vehicle." This includes any description of carriage or other contrivance that is propelled by mechanical energy and used on a public highway for the transport of people or property or for any other commercial use. The law does not include trailers, coaches and semitrailers, all terrain and snowmobiles, motorized mobility assist devices operated by people with disabilities and self-propelled corn as well as hay harvesting machines.

Insurance

A motor vehicle accidents vehicle insurance policy is a contract between the insurer and insured which provides insurance against financial loss on account of the liability for bodily injury, death, property damage to a third-party arising from the ownership, Motor Vehicle Accident law firms operation, maintenance or use of a covered car. It can also protect against physical damage to the vehicle. It must include the name and address of the named insured, the coverage afforded by the policy, as well as the premium that is charged, the period of effectiveness and the limits of liability. It must also contain an agreement or a statement that the insurance coverage is provided in conformity with the coverage described in respect of injuries to the body or death or property damage and is subject to all of the provisions of this chapter.

The language in a motor vehicle policy can be confusing to the average person, and Duncanville law firms usually recommend that a person read an example policy to understand the terms. One of the most frequently encountered areas of confusion is the definition of the term "motor vehicle." The phrase is used often in statutes governing the registration of vehicles and financial accountability laws.

Examples of coverages covered under a motor policy include commercial auto coverage for automobiles used for commercial or business establishments or activities, employment, or occupations conducted for profit, and automobile liability insurance, which covers PIP MP,, and uninsured or underinsured driver coverage (UM/UIM). Many states require drivers to have this kind of insurance.

Permissible Use

It is crucial to understand how insurance coverage will work in the event that someone other than the named insured or a family member is driving your vehicle and causes an accident. This concept is known as permissive use. The specifics of your policy may differ, but in general most major car insurance companies provide this type of insurance.

However, it is crucial to keep in mind that anyone driving your car must have your permission in order to be held liable for any damages. Permission may be either implied or explicit and does not typically require writing.

In determining whether there is implied permission, courts look at the relationship between the parties; their prior conduct and the use of the vehicle; and the circumstances surrounding the specific driving incident in question. A court also will consider whether any restrictions were imposed on the permissive use. It will also consider if one minor deviation from time, place and use limitations of the initial permission would violate these limitations.

Remember that adding the driver to your auto insurance policy could increase the cost of your insurance, since the vehicle becomes more risky to cover. It is essential to evaluate your options prior to lending your vehicle to someone else. Contact Jerry for a free insurance quote and to discuss your policy terms.