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Damages for car accidents are intended to compensate victims of the accident. Some of the damages include damages to property, medical bills and suffering and pain.
In New York, you have up to three years to pursue legal action following a crash, but waiting too long can harm your case. In time, evidence may be lost or destroyed witnesses could forget important details.
Damages
In a car accident the victims may receive compensation for their economic losses like medical bills and lost wages. They can also receive compensation for non-economic losses, like pain and suffering. The amount of your claim is worth depends on the extent of your injuries and the impact they have on your life.
A skilled auto accident lawyers accident lawyer can help you determine the worth of your injuries as well as damage to property, and then negotiate an acceptable settlement with the insurance company. But, keep in mind that insurance companies exist to make a profit. They will do all they can to settle your claim as cheaply as possible. This is why you need an attorney who knows how to fight for the highest amount you are entitled to.
In addition to the expense of repairing your vehicle, you can also claim compensation for any personal items that were damaged during the accident. This includes your clothing, shoes and jewelry. You can also claim compensation for expenses related to gardening, housekeeping or childcare if you are not able to do these tasks on your own due to your injuries.
In determining the worth of your claim, the deductible will also be taken into consideration. You'll need to pay your deductible prior to the insurance company starts to pay for your damages. You can then start a lawsuit against the driver at fault to recover any remaining amount of your damages.
Medical bills
The medical expenses that result from a car auto accident law firm can quickly add up. The average cost of an ambulance ride, hospital stay, and inpatient care could be tens of thousands of dollars or more. The cost of prescription drugs, physical therapy, and other therapies can rise as the victim recovers.
The driver at fault is accountable for paying a victim's losses as well as medical expenses when they are found to be liable in a lawsuit. The law doesn't require that the at-fault driver pay for their victim's medical expenses on a regular basis.
If you don't reside in a state that is a no-fault state, your first step for getting reimbursement for medical expenses is to apply for PIP coverage (personal injury protection). The insurance coverage can cover all or most of your medical bills, according to the limits of your policy.
You should also make a claim through the car insurance of the driver at fault for any liability insurance they have, Auto Accident Lawyers as well as the uninsured motorist protection on your personal car policy. These policies could reimburse you for your medical expenses, but they usually have deductibles or other conditions. A lawyer with experience can guide you through the process of obtaining medical bills paid. This will help you avoid having to spend your income for medical treatment and allows you to concentrate on your recovery.
Lost wages
Accidents in the car can make you unable to work. This could leave you without a source of income and struggling to pay your bills. You could be required to borrow money from family or friends. A settlement can take months. In that time, will need to continue paying your bills from your own pocket and wait for your settlement.
A claim for lost wages could aid in recovering the money you would have earned if not for your car accident injury. This can include salary and hourly wages, but it could also include other financial benefits such bonus and raises. Your lawyer can assist you determine the amount of loss of earnings.
You can either file a claim with an insurer with no fault or take action against the party responsible for lost wages. The claim usually includes your medical bills, evidence of absences due to your injuries, and the evidence of your loss of earnings capacity. This is often referred to as the demand package.
You'll need to submit a letter from your employer confirming the specifics of your employment including the days you were absent because of your injury, as well as the hours that you normally work. You will need to provide your paystubs, tax documents and other pertinent documents. Your attorney can assist you in assembling these documents and creating a compelling demand that you can present to the insurance company or judge in your case.
Pain and suffering
While some of the costs associated with an accident can be calculated to the penny -- such as medical bills, emergency services, surgery costs, medications and lost wages, other expenses are not. These damages that aren't quantifiable are called"pain and suffering" and are an important part in an injury claim.
The term "pain and suffering" encompasses both the physical and emotional consequences of an accident. A victim's injuries may cause lasting damage to their lives, resulting in permanent disability, or even death. For example, an injured victim who suffers a severe brain injury may never be able to get back to normal functioning. These types of injuries typically warrant a large settlement.
In most cases, the amount and suffering a victim suffers is determined by the severity of the injury and the impact it has affected their lives. An experienced attorney will look into the specific details of your case and decide the appropriate amount of settlement. They will use previous settlement amounts for similar injuries as a guideline to provide you with an idea of the amount your case is worth.
Insurance companies attempt to deny the claims of victims of pain and suffering, by claiming that their injuries were not enough severe. An experienced lawyer can fight back against these tactics and negotiate on behalf of the insurer to ensure you receive an appropriate settlement.
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