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Damages from car accidents are intended to compensate victims for their losses. Some of these include the cost of property damage and medical bills. Other damages aren't economic, auto accident lawyer such as suffering and pain.
In New York you have three years after an auto accident lawyer to start a lawsuit. However, waiting too long could endanger your case. Over time, evidence may be lost or destroyed witnesses may forget crucial details.
Damages
In the event of a car accident victims could be awarded compensation for their economic losses for medical bills and lost wages. They may also be awarded compensation for non-economic injuries, such as suffering and pain. The amount of compensation you can receive depends on the severity of your injuries and the impact they have on your life.
A skilled auto accident lawyer will help you determine the worth of your injuries and damage to property, and then negotiate a fair settlement with the insurance company. Insurance companies are in the business of making money. This means that they will try to settle your claim as low as they can. Therefore, you require an attorney who is able to fight for the highest amount you are entitled to.
In addition to the expense of repairing your vehicle, you can also claim reimbursement for any personal items that were damaged in the crash. These include your clothing, shoes and jewelry. You can also receive reimbursement for expenses relating to housekeeping, gardening or childcare if you are unable to do these tasks by yourself due your injuries.
In determining the amount of your claim, the deductible will also be considered. You'll need to pay your deductible prior to the insurance company will begin to compensate you for your losses. You could then sue the driver who was at fault to recover any remaining damages.
Medical bills
The medical expenses that result from a car wreck can quickly accumulate. The cost of an ambulance ride, hospital stay, and inpatient care can run into tens or thousands of dollars or more. Additionally, the cost of prescription drugs, physical therapy and other treatments can continue to rise as the accident victim is able to recover.
When a driver is found be at the fault of a lawsuit, they are responsible for paying the victim's damages, including medical costs. However it is not the law to typically require the at-fault party to pay their medical bills of their victim on a regular basis.
If you don't live in a state that is no-fault your first step in receiving reimbursement for medical expenses is to apply for PIP coverage (personal injury protection). The insurance coverage can cover all or the majority of your medical bills, depending on the policy limits.
You should also submit a claim to the insurance policy of the driver who is at fault for any liability coverage they carry along with the uninsured motorist protection on your own car policy. These policies may pay for your medical expenses, but they typically have deductibles or other terms. A seasoned lawyer can help you in navigating the process of getting your medical bills paid. This will enable you to save money on medical bills and concentrate on your recovery.
Lost wages
Accidents in the car could keep you out of work. This could leave you with no income and unable to pay your bills. You could be required to borrow money from relatives or friends. A settlement could take months. In the meantime, you will have to keep paying your bills from your pocket, and then wait for your settlement.
You can claim back lost wages if you have been injured in a car crash. This can include hourly earnings and salary, but it could also include other financial advantages like raises and bonuses. Your attorney can calculate the exact amount of lost earnings.
You can either file a claim with an insurer with no fault or claim the person at fault for lost wages. The claim usually includes your medical expenses, proof of absences due to your injuries, as well as the evidence of your loss in earnings capacity. It is sometimes referred to as the demand package.
You'll be required to submit a written statement from the employer verifying the details of your employment including the days you were absent due to your injury and the hours that you normally work. You'll need your pay stubs, tax documents and other relevant documents. Your lawyer can help you to gather these documents and make a convincing demand form to present to the insurance company or the judge in your case.
Suffering and pain
Certain costs associated with an accident can be figured down to the penny, for example, medical bills, emergency services, surgery, medications loss of wages, etc. While others aren't. These damages that aren't quantifiable are called"pain and suffering" and are an important element of the compensation claim of a victim.
The term "pain and suffering" encompasses both the physical and emotional effects of an accident. The injuries suffered by a victim can cause lasting damage to their lives, resulting in permanent disability, or even death. For instance, a victim who suffers a debilitating brain injury might never be able to get back to normal functioning. These types of injuries can be worth a substantial settlement.
In most instances, the amount of pain and suffering a victim receives is determined by the severity of the injury and the impact it has affected their lives. An experienced attorney will investigate the specifics of your case to determine an appropriate settlement. They will use previous settlement amounts for similar accident injuries as a guide to give you an idea of what your case could be worth in terms of suffering and pain.
Insurance companies try to discredit the claims of victims for suffering and pain, by claiming their injuries are not enough severe. An experienced lawyer will be able to resist these tactics and negotiate with the insurance company on your behalf to ensure you receive a fair settlement.
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