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The long-term consequences of a car accident can cause you to be faced with costly medical bills, a diminished income and pain and suffering. The party responsible for your accident should be held accountable for these losses.
A New York City auto accident lawyer can assist you in obtaining full compensation for your losses. A skilled attorney in car accidents can also protect you from inexplicably denied claims by insurance companies.
Distracted driving
Every driver has the responsibility to drive safely and be aware of the road. Distracted driving is a leading cause of near-collisions and collisions and is extremely dangerous for other drivers on the road. If you have been injured by a driver who was distracted, you may be eligible for compensation.
While many people think of texting or talking on the phone when they hear the phrase distracted driving it's actually any activity that puts your hands off the steering wheel, your eyes off the road, or takes your mind away from the task at the moment. This could include eating, grabbing items in the car, talking to passengers as well as adjusting the controls on the dashboard like the radio or temperature, personal grooming like shaving or applying your makeup, and more.
According to research conducted by the National Highway Traffic Safety Administration and the Virginia Tech Transportation Institute, about 80 percent of all crashes and 65 percent of near-collisions involve some form of driver distraction. If you take your eyes off of the road for just five seconds when you're driving at 55 mph could increase the risk of your crash by a factor of two.
If you've been injured in an accident caused by a distracted driver, an experienced auto accident lawyer can help. They can look into your case to make the most persuasive arguments for full compensation. This includes covering all of your ongoing and future expenses.
Car crashes
Car accidents can take many different forms, from minor fender benders to catastrophic head-on collisions. The type of accident determines who's at fault, as does the severity and extent of the injuries suffered by victims and the extent of their financial losses.
National Highway Traffic Safety Administration (NHTSA) crash statistics show that driver errors are the most common cause of motor vehicle accidents. Even the tiniest of distractions - flipping through radio stations, putting on makeup or looking at a map can result in an injury or accident. Other common causes of car accidents include speeding, reckless driving drunk driving, dangerous road conditions and weather, as well as older or inexperienced drivers.
A competent New York City car accident lawyer can review your case and identify the parties accountable for your financial losses and injuries. They can also negotiate with the insurance company to negotiate an acceptable settlement for your claim.
A skilled auto accident lawyer can assist you in getting the compensation you deserve, including for future and past medical costs and lost wages, physical and mental stress, and other injuries. They can also make sure that your claim for compensation includes coverage for sub-insured or uninsured drivers, if needed. This is particularly crucial if the person at fault doesn't have insurance, or only has the minimum amount required by New York law.
Uninsured or underinsured drivers
Some drivers do not carry insurance, while others have a limited amount of coverage. It can be difficult to recover compensation if an under-insured or uninsured motorist causes a crash. In these instances, it is important to have a skilled lawyer working for you and the insurer.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is typically part of an insurance policy that covers all of your needs, and it could provide you with crucial protections in the event of a serious accident.
The process to file UIM/UM claims is similar to the traditional claim for a car accident. It usually involves the submission of copies of your medical bills and repairs to your vehicle. The insurance company will review these and other documents to determine whether your losses fall within the boundaries of the coverage of the other driver.
It's important to consult a New York City auto accident law firm accident lawyer as soon after the accident as you can and file a UIM/UM right away especially when the other driver claims they do not have insurance or do not have adequate coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property damaged
If your car is damaged in an accident, you are able to claim compensation through the insurance company of the party at fault. Our lawyers can help you in submitting a claim to get compensation for non-economic and economic damages, like medical expenses and lost wages. You may be entitled to compensation for auto accident attorneys the pain and discomfort you have experienced.
We will thoroughly review the damage that was caused to your vehicle, and record all evidence physical for your case. This includes taking photographs of the scene of the accident, your property and any damage, including fractured glass or dents. We will also take copies of any accident or police reports, and will secure any essential witness information.
The law in New York State is based on negligence in a comparative manner. This means that if you are found partially responsible for an accident, you will have your damages reduced by the proportion of blame you receive. The defendant may also be found to be completely responsible for the accident and therefore is not entitled to any kind of compensation.
Be cautious not to provide any oral or written statements to representatives from the at-fault parties' insurance companies, since these could be used against you in the future in court. It is recommended that you see a doctor as soon possible following the accident. Certain injuries may take a while to manifest and may be used against you in court if you attempt to claim compensation.
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