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Boating can be exciting and fun, but when you're not careful it could quickly turn deadly. Boats must adhere to strict safety rules to avoid injuries.
If you've been injured in a boating incident you could be entitled to compensation for your medical expenses and for property damage. To increase your chances of success get in touch with a professional New York boat accident attorney.
1. Gather Evidence
The most important thing to do following an accident on the water is to collect evidence and contact an attorney. It is also important to seek medical attention as soon as you notice any injuries. To support a claim, medical records and Boat Accident other evidence are required. This includes both future and present medical expenses and loss of earnings, earning potential, property damage and other non-economic damages, like suffering and pain.
Video and photographs can be used to preserve physical evidence from the scene of a boating accident. Eyewitness testimony can be an invaluable piece of evidence as it provides details about the collision that would otherwise go unnoticed. Police and incident reports can be used to determine the timeline of what happened in the particular case.
A lawyer who is experienced can analyze the evidence to determine who is liable for the victim's injuries or losses. A lawsuit for negligence arising from a boating accident typically involves multiple parties including the boat's operator and the owner or manufacture of the watercraft.
An experienced lawyer can handle all communication between insurance companies and victims involved in the claim for compensation of the victim. An attorney can impede victims from revealing information that could be used against them in court. In addition, boat Accident they can assist victims obtain fair settlement offers for their damages.
2. File a Report
The first step after a boating incident is to make sure everyone is safe. Then, you should call the local law enforcement agency and fill out a report about the incident. According to the laws of the state and regulations you may only have 48 hours to submit reports in the event of serious injury or death that requires medical treatment beyond basic first aid. You could also be granted ten days if you are unable to find the boat or if the accident causes more than $2,000 in damage.
If you can, remain at the scene of the accident to help other boats or individuals without placing your safety or that of the victims at risk. This will let police officers to take note of important details, such as how the accident happened and who was on the boat accident law firms at the time of the crash and what caused it.
Unfortunately, even well-trained and experienced boaters can get involved in water-related accidents because of the negligence of someone else. A knowledgeable attorney can determine the negligent party responsible for your damages, and help you seek compensation. Property damage, medical expenses and financial losses are all recoverable damages. A lawsuit against the party responsible may also result in monetary compensation for your pain and discomfort and loss of quality of life, as well as emotional distress that is caused by the accident.
3. Examine the damages
Once medical professionals have checked the injuries of everyone and are in a safe location, it is important to look at the damage to the boat. It is now time to think about your insurance policy.
A surveyor will be assigned to your claim and will go out to examine the damage caused by the accident. He or she will compare the damage to the one originally reported by you and will then start figuring out how much the damages might be worth.
Most boat accidents are the result of a mix of causes which means it's impossible to control all of them. If there was a defect on the boat, you may be able to file a claim for product responsibility against the company that made the boat.
In these instances you will require a lawyer with experience in boating claims. They can help you build an argument that is strong and proves the manufacturer is accountable for the accident.
It is important to keep in mind that different types of boats are covered by insurance policies in different ways. For example homeowners insurance will usually only cover smaller boats with engines which is less than 50 HP. This means that jet skis, airboats as well as larger vessels will not be covered by homeowner's insurance.
4. Contact an Attorney
When you are safe and have seen a medical professional regarding injuries, you must inform your insurance company. You will likely need to do so even when no police report has been filed. It is important to be cautious with your information since insurance companies often try and determine who is responsible for the accident. This could reduce the amount of compensation you receive. The NYC lawyers who handle boating accidents at Mirman, Markovits & Landau will do their best to disprove these claims and limit the amount of fault given to you.
If you're able, it is a good idea to get information from the other boat accident attorneys owners or operators that were involved in the crash. Included in this information is the names, addresses and telephone number as well as any insurance details. It is also helpful to have a copy the accident report filed.
Boat accidents can be scary and cause serious injuries. They can cause significant medical costs, lost earnings and damages. The responsible parties should be held accountable for any harm they caused. The at-fault parties and insurance companies will not give you the compensation you deserve willingly, so it is important to consult an experienced New York injury attorney as early as possible. This will allow you to focus on improving and leveling the playing fields.
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