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You could be left with a high medical bill as well as a lower income and pain and suffering due to an accident. The person who caused your accident must be held accountable for the loss.
A New York City auto accident attorney can help you get full compensation for your losses. An experienced car accident lawyer can also safeguard you from inexplicably denied claims by insurance companies.
Distracted driving
Every driver is required to drive in a safe manner and be aware of the road. Distracted driving is the leading cause of near-collisions and collisions, and it can be incredibly dangerous for other drivers on the road. If you've been injured by a distracted driver you could be eligible for compensation.
While many people think of texting or talking on the phone when they hear the term distracted driving It's actually anything that requires your hands off the steering wheel, your eyes off the road, or takes your mind off the task at hand. This includes eating, reaching into the car for things that you're not using, interacting with passengers, and adjusting the dashboard controls such as the radio or temperature. It can also involve personal grooming, such as shaving or applying makeup.
According to research from the National Highway Traffic Safety Administration and Virginia Tech Transportation Institute, approximately 80 percent of all crashes and 65 percent of close-collisions are caused by driver distraction. Just taking your eyes off the road for five seconds while driving at 55 mph can increase your risk of crashing.
If you've been injured in an accident caused by a distracted driver, an experienced lawyer for auto accident law firm accidents can assist. They will review your case and make most convincing arguments in favor of full compensation. This includes covering all of your future and current costs.
Car crashes
Car accidents can take many forms, from simple fender benders to catastrophic head-on collisions. The nature of the accident determines liability as does the severity and extent of injuries sustained by the victims and their financial losses.
According to the National Highway Traffic Safety Administration's (NHTSA) statistics, driver error is a main cause of motor vehicle crashes. Even the tiniest distractions such as switching radio stations and applying makeup or the road map, could cause a serious accident. Other causes of car accidents include speeding, reckless driving drunk driving, unsafe road conditions and weather, and inexperienced or elderly drivers.
A experienced New York City car accident lawyer will review your case and identify all parties responsible for your financial losses and injuries. They can also discuss with the insurance provider to reach an acceptable settlement for your claim.
An experienced attorney for auto accidents can assist you in getting the compensation you're entitled to for your losses and injuries that include future and past medical expenses and lost earnings, physical and emotional distress, and more. They can also ensure that your claim for compensation includes coverage for uninsured or sub-insured drivers, if required. This is particularly crucial if the person at fault has no insurance or has only the minimum required under New York law.
Motorists who are uninsured or underinsured
Some drivers don't carry insurance, while others have a minimal amount of insurance. It is difficult to obtain compensation when an under-insured or uninsured motorist causes a crash. In these cases, it is important to have a skilled lawyer working for you and the insurance company.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is usually included in a comprehensive insurance policy and can provide important protections if you are involved in an accident that is serious.
The process of filing UIM/UM claims is similar to the typical claim for auto accident lawsuits accidents. The process typically involves submitting copies your medical bills as well as auto repair bills. The insurance company will examine these and other documents to determine if your losses are within the limits of the other driver's coverage.
It is essential to consult a New York City auto accident attorney as soon after the accident as you can and start a UIM/UM immediately particularly when the other driver states they don't have insurance or have inadequate coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property Damage
If your vehicle was damaged in a crash then you may be able to pursue compensation for the repairs by contacting the insurance company. Our lawyers can help to file a claim for both economic and non-economic damages, auto accidents including the cost of medical expenses and lost income. You may be entitled to compensation for your pain and discomfort.
We will take a careful look at the damage caused to your vehicle, and document all physical evidence for your case. This includes taking photographs of the scene of the accident and your property, such as damaged glass, dents, and auto accidents cracked screens for your devices. We will also collect copies of any police or accident reports, and also secure any vital information about witnesses.
The law in New York State is comparative negligence, which means that even if found to be partially responsible for the incident and you are found to be partially responsible, your damages will be reduced by the proportion of liability attributed to you. The defendant may also be found to be entirely responsible for the incident, and therefore not entitled to any form of compensation.
Do not provide any written or oral explanations to representatives of insurance companies of the parties who are at fault, as they can be used in court later against you. It is also important to see a doctor immediately after your accident, as certain injuries can take a while to manifest and could be used against you if you attempt to seek compensation for your injuries later on.
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