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The long-term effects of a car accident could leave you with expensive medical bills, a decreased income, and even suffering. The negligent party responsible for your accident should be liable to compensate you for these losses.
A New York City auto accident attorney can help you seek the full amount of compensation for your losses. An experienced car accident lawyer can also safeguard you from inexplicably denied claims by insurance companies.
Distracted driving
Every driver has the responsibility to drive safely and be aware of the road. Distracted driving is a leading cause of near-collisions and collisions, and it can be extremely dangerous for other motorists on the road. If you've suffered injuries due to a distracted driver you could be legally entitled to compensation.
Although many people think of texting or calling when they hear distracted driving it's actually any activity that requires your hands off the steering wheel, your eyes off of the road, or mind away from the task at the moment. This includes eating, grabbing items in the car, engaging with passengers as well as adjusting the controls on the dashboard like the radio or temperature, personal grooming like shaving or applying make-up, and many more.
According to research conducted by the National Highway Traffic Safety Administration (NHTSA) and the Virginia Tech Transportation Institute (VTTI) about 80 percent all crashes and 65 per cent of near-collisions are caused by driver distraction. Even taking your eyes off of the road for five seconds at 55mph doubles your risk of a crash.
If you've been injured in an accident caused by a distracted driver, a skilled auto accident lawyer can aid. They will review your case to present the strongest arguments in favor of full compensation. This includes covering all of your current and future costs.
Car crashes
Car accidents can come in a variety forms such as simple fender benders, to devastating head-on collisions. The type of accident determines who's accountable, as well as the severity and extent of the victims' injuries and the extent of their financial losses.
According to the National Highway Traffic Safety Administration's (NHTSA) statistics that driver errors are a main driver's fault in motor vehicle accidents. Even the tiniest of distractions like switching radio stations or applying makeup, or even reading a road map, can cause a serious accident. Other reasons for car accidents include speeding, drunk or reckless driving, bad weather conditions, inexperienced drivers or older drivers.
A New York City car accident lawyer will analyze your case to identify all parties responsible and determine the extent of your injuries and financial losses. They can also negotiate with the insurance provider to reach a fair settlement for your claim.
A skilled lawyer for auto accidents can assist you in obtaining the amount you are due, which includes for future and past medical expenses and lost wages, mental and physical distress, and other damages. They can also make sure that your claim for compensation includes coverage for auto Accident attorneys under-insured or uninsured motorists should it be required. This is particularly crucial if the person at fault does not have insurance, or only has the minimum amount required by New York law.
Motorists who are uninsured or underinsured
Some drivers don't carry insurance while others have a minimal amount of insurance. If an under-, or uninsured driver is responsible for causing an accident, it could be especially difficult to recover compensation for the loss. In these situations it is crucial to have a seasoned attorney representing you as well as the insurance company.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is usually part of a full-coverage insurance policy, and can provide important protections in a serious accident.
The process of filing UIM/UM is the same as the usual claim for auto accidents. It typically involves submitting copies of your medical bills and automobile repair bills. The insurance company will analyze these along with other documents to determine whether your losses are within the limits of the other driver's insurance.
It is recommended to speak with an New York City car accident attorney as soon as you can after the accident and file an UIM/UM claim as soon as possible, particularly when the other driver claims they do not have or lack insurance coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property Damage
If your vehicle has been damaged in a collision and you want to seek compensation for the damages through the insurance company of the responsible party. company. Our lawyers can help you submit a claim for economic and non-economic losses, including the cost of your medical expenses and lost income. You may be entitled to compensation for your discomfort and pain.
We will keep track of every physical evidence you have in your case. This includes taking pictures of the scene where the accident occurred and your property, such as scratches, broken glass, and cracked device screens. We also will collect copies of any police or accident reports, and will secure any vital information about witnesses.
The law that is in force in New York State is comparative negligence, which means that even if you're found to be partially responsible for the accident the damages you incur will be reduced by the percentage of liability assigned to you. The defendant could also be found to be solely responsible for the accident and therefore is not entitled to any kind of compensation.
Be careful not to give any written or oral declarations to representatives of the at-fault party's insurance companies, since these can be used against you later in court. You should also visit a doctor as soon possible following the accident. Some injuries can take time to show and could be used against you in court if later you try to claim compensation.
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