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Boating can be exciting and enjoyable, but if you are not careful it could quickly turn deadly. Just like cars, boats need to adhere to strict safety rules to prevent injuries.
If you've been injured in a boating accident, you may be entitled to compensation for medical expenses as well as for property damage. To increase your chances of success seek out a skilled New York boat accident attorney (you could try this out).
1. Gather Evidence
When someone experiences an accident while boating, the most important step is to collect evidence and get in touch with an attorney. It is also important to seek medical attention as soon as you notice any injuries. Medical records and other evidence are needed to support an action for damages such as future and present medical expenses and loss of income or earning potential, property damage, and non-economic damages like pain and suffering.
Videos and photos are helpful in preserving evidence from the scene of an accident. Eyewitness testimony can be a valuable evidence piece as it reveals details about the incident that could otherwise remain unnoticed. Police and incident reports can also be used to determine the timeline of events that occurred during the investigation.
A knowledgeable lawyer will review the evidence and determine which parties are responsible for victim's injuries as well as the associated losses. A successful negligence claim in a boating accident usually involves multiple liable parties which includes the boat's operator and the manufacturer or owner of the watercraft.
A reputable attorney will manage all communications between insurance companies and victims involved in the claim for compensation of the victim. An attorney can deter victims from revealing information that could be used against them in court, and they can also assist victims to get fair settlements for their losses.
2. File a report
When a boating accident occurs, the first thing to do is ensure that everyone involved is secure. The next step is to contact the local police and file a formal report. In accordance with the state laws and regulations, you might only have 48 hours to file an account in the event of death or serious injury that requires medical treatment beyond basic first aid. You may also have 10 days to file a claim if you're incapable of finding the boat or if the incident causes more than $2,000 worth of damages.
If possible, you should remain at the scene of the accident to help other boats or people, without placing your safety or that of the victims in jeopardy. This will permit the law enforcement officer to keep track of crucial details like how the accident occurred and who was aboard at the time of the collision, and what caused it.
Even well-trained and boat accident attorney experienced boaters may be involved in accidents on the water due to someone else's negligence. A knowledgeable attorney can help you identify the negligent party that caused your injuries and seek compensation. Recoverable damages typically include your medical expenses, property damage, and financial losses. A lawsuit against the party responsible could also result into monetary compensation for your pain and discomfort as well as loss of quality of life, and emotional stress that is caused by the accident.
3. Examine the damage
After medical professionals have assessed the injuries of everyone, and they are all in a safe location It is crucial that you take a close look at the damage done to the boat. Now is the time to start thinking about your insurance policy.
A surveyor will be assigned to your claim and will come out to examine any damage that was caused by the accident. He or she will evaluate the damage with the ones originally described by you. They will then begin to figure out how much the damages might be worth.
It is impossible to control every element that can cause a boat crash. If there was a defect in the boat, you could be in a position to file a claim for product responsibility against the company that made the boat.
In these instances it is crucial to find a lawyer who has experience handling boating claims as they can create an air-tight case that proves that the manufacturer is responsible for the accident.
It is also important to remember that different types of boats are covered in different ways by insurance policies. Homeowners insurance, for example typically only covers small boats with engines under 50 HP. Insurance for homeowners does not cover jet skis, larger vessels or airboats.
4. Contact an attorney
Notify your insurance company immediately after you feel secure and have been to a doctor in case of any injuries. You will likely need to do so even in the absence of a police report filed. Be careful when providing details to insurance companies, as they will often try to determine who is at fault for an accident. This could reduce the amount of compensation granted. The NYC lawyer for boating accidents at Mirman Markovits & Landau work to prove and limit these claims.
It is important to gather as many details as you can about the other boat accident law firm owners or operators involved in the incident. This includes their name, address telephone number, and insurance information. It is also helpful to have a copy the accident report that has been filed.
Boat accidents can be terrifying and can result in serious injuries. They can cause significant medical bills as well as lost wages and other damage. Anyone responsible for the injury must be held accountable for the harm they caused you. You won't get the compensation you deserve if you don't speak with an experienced New York injury lawyer as quickly as is possible. This will help level the playing field and allow you to concentrate on healing.
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