How to File a Boat Accident Claim

Boating is often fun and thrilling, but it could quickly become deadly if not careful. Just like automobiles, boats must abide by strict safety rules to prevent injuries.

If you've suffered injuries in an accident on the water, you may be eligible for compensation for medical expenses as well as property damage. To increase your chances of winning you should speak with a reputable New York boat accident attorney.

1. Gather Evidence

The most important thing to do after an accident on the water is to collect evidence and get in touch with an attorney. It is also important to seek medical attention as soon as possible for any injuries that might have occurred. To support a claim, medical records and other evidence are required. This includes future and current medical expenses as well as loss of earnings or earning potential, boat accident law firms damage to property and non-economic losses like suffering and pain.

Video and photographs can be used to preserve physical evidence from the scene of a boating incident. Eyewitness testimony is an additional important element of evidence, as it can give valuable information regarding the cause of a collision that would otherwise be overlooked. You can also use police and incident reports to create a timeline.

A lawyer with expertise can analyze the evidence to determine which parties may be responsible for the victim's injuries or losses. A lawsuit for negligence arising from a boating accident typically involves multiple parties including the boat's driver as well as the manufacturer or owner of the watercraft.

A reputable attorney will manage all communications between insurance providers and victims involved in the claim for compensation of the victim. A lawyer can help victims not say anything that could be used against them in a court of law and boat accident Law firms can also assist victims in obtaining fair settlements for damages.

2. Report a crime

In the event of a boating crash, the first thing you must do is make sure that everyone is secure. Then, you must contact the local law enforcement agency and complete a report on the incident. Based on the laws of your state and regulations, you may have 48 hours to file a report in case of serious injury or death that requires medical attention beyond basic first aid. Additionally, you may be given ten days to file a claim when the accident causes more than $2,000 in damage or the boat accident law firms is lost.

If you can, be at the scene to help other boats or individuals without risking your safety or that of the victims at risk. This will allow the law enforcement officer note important details, such as how the accident occurred and who was on board at the time of crash and the cause of the crash.

However, even the most well-trained and experienced boaters could be involved in accidents on the water because of someone else's negligence. An experienced lawyer can identify the responsible party for your injuries and help you seek compensation. Medical expenses, property damage and financial losses are all recoverable damages. Additionally, bringing an action against the accountable party could lead to monetary compensation for your pain, suffering, loss of quality of life, and other emotional issues that come along with the crash.

3. Examine the damage

After medical professionals have examined all injuries and ensured that everyone is secured It is essential to look at the damage to the boat. Now is the time to start thinking about your insurance policy.

A surveyor will be assigned to your claim and will be sent out to examine the damage caused by the accident. He or she will compare the damage to the original recorded by you. He or she will then start figuring out how much the damage could be worth.

Most boat accidents result from a combination of factors and it's impossible to control all of them. If there was a manufacturing defect in the vessel it is possible to make a claim for product liability against the company that produced the boat accident law firms.

In these instances it is imperative to retain a lawyer that is familiar with handling boating claims as they can create an air-tight defense that proves that the manufacturer was responsible for the accident.

It is also important to remember that different types of boats are covered in different ways by insurance policies. For instance homeowners insurance will usually only cover smaller boats with an engine with less than 50 HP. Homeowner's insurance does not cover jet skis, larger vessels or airboats.

4. Contact an Attorney

Once you're secure and have been examined by a medical professional regarding injuries, you must notify your insurance company. You'll likely need to notify them even there is no police report filed. Be cautious when supplying information to insurance companies as they may attempt to determine who is responsible for an accident. This can decrease the amount of compensation that you receive. The NYC lawyers for boating accidents at Mirman Markovits & Landau work hard to challenge and limit these claims.

It is important to gather as all information you can on the other boat owners and operators involved in the incident. Included in this information is the names, addresses and telephone number and any insurance details. It is also helpful to have a copy of the report of a boating accident which is filed.

Boat accidents can be frightening and can cause serious injuries. They can lead to massive medical expenses, loss of earnings and damages. The responsible party must be held accountable for the harm they caused you. The at-fault parties and insurance companies won't provide you with the compensation you're entitled to and it is therefore essential to consult an experienced New York injury attorney as early as you can. This will help even the playing field and allow you to focus on getting well.