Motor Vehicle Legal Terms

The laws that govern motor vehicles are different from one state to the next. In general the law, it assumes that a vehicle is being operated by the owner's permission.

Laws that enhance penalties, making revocation automatic or targeting social hosts have mixed effects on mortality rates. All of these measures, including obligatory education, alcohol treatment, and interlock devices have a small effect.

Legal Definitions

State laws govern the legal definitions of motor vehicles. The federal definitions for national fuel economy standards and licensing requirements for commercial vehicle drivers are primarily administrative and are not applicable when states establish their own classifications for registration. These classifications for vehicles determine whether a driver requires special licenses to operate certain kinds of vehicles.

These laws define terms such as "automobile," "light trucks" and many more. For example, the definition of light truck includes any motor vehicle that has an estimated carrying capacity of 7,500 pounds or less. This excludes pickup trucks and panel delivery trucks. Also, it excludes any combination of vehicles intended to transport passengers or property completely within its own structure, including trailers and manufactured homes.

A wheel chair conveyance is a vehicle with wheels, typically used by people who because of physical impairment are unable to move around as pedestrians. Mopeds are motor vehicle with no more than three wheels that come into contact with the ground that operates at a speed not more than 35 miles per hour.

A pedicab, also known as a pedal-driven vehicle, is driven by the person sitting on the top. The owner of a vehicle is the one who owns the legal title.

Traffic Laws

Typically, each state has its own set of motor vehicle laws which cover everything from the registration process to insurance requirements. The statutes also cover the types of vehicles that are subject to the law. While some of these laws are fairly similar across states, others differ significantly. For instance there are laws that restrict the number of people that can be transported in the pedicab. There are laws against reckless driving in certain types of roads, like a parking lot.

If you are in violation of these laws, you could be punished and fined. The penalties could range from having your driver's licence suspended to having to attend an traffic school.

The law that governs speed limits on roads is one of the most important laws that a state has. In New York for example, the speed limit is the same for commercial vehicles and automobiles.

The law also sets out the definition of the term "motor vehicle." This covers every description of carriage or other contrivance that is propelled by mechanical power and is utilized on a public road to transport people or property or for other commercial purpose. The law does not apply to trailers, coaches and semitrailers, all terrain and snowmobile vehicles and motorized mobility assist devices for people with disabilities and self-propelled corn, Motor Vehicle Accident Lawyers as well as harvesting machines for hay.

Insurance

A Motor vehicle accident lawyers vehicle insurance policy is a contract that covers the insurer from financial loss in the event of bodily harm or death or property damage caused by a third party caused by the running, maintaining, ownership, or use of an insured vehicle. It also provides protection against physical damage to the insured vehicle. It must contain the name and address of the named insured as well as the protection provided by the policy. It also contains cost of the policy and the time for the period for which the policy is in force, as well as the responsibility limits. It should also include an agreement or endorsement that states that the insurance is in compliance with the coverage specific to bodily injury or death, or property damage.

The language in a motor vehicle accident lawyers vehicle policy can be confusing to the average person, and Duncanville law firms often recommend that a person read the policy sample to fully comprehend the terms. One of the most common areas of confusion is the definition of "motor vehicle accidents vehicle." The phrase appears often in statutes that govern the registration of vehicles and financial responsibility laws.

A few examples of coverage under a motor vehicle policy include commercial auto insurance for vehicles that are used in connection with commercial, business, jobs, or other activities that are conducted for profit; auto liability insurance that covers PIP and MP; and uninsured motorist and underinsured motorist coverage (UM/UIM). Many states require drivers to have this kind of insurance.

Permissive Use

It is essential to understand how insurance coverage works in the event that a person other than the named insured or a family member is driving your vehicle and causes an accident. This is referred to as permissive usage and the specific terms of your policy may differ however, generally speaking, all large car insurance companies offer this type of insurance.

However, it is important to note that a person driving your car must have your permission in order for you to be held liable for any damage. Permission may be express or implied but does not necessarily have to be written.

In determining whether there is implied permission, courts examine the relationship between the parties, their previous conduct and the use of the vehicle; and circumstances surrounding the particular driving incident in question. A court will also examine whether there were any restrictions placed on the scope of permissive use and if any minor deviations from the duration, location or limitations of an initial permission would be in violation of these limitations.

Be aware that adding another driver to your insurance could cause your premium to go up, since it makes the vehicle more risky to insure. It is therefore important to weigh your options carefully before lending your car to other people. Contact Jerry to get a free insurance quote and discuss your policy's terms.