Motor Vehicle Legal Terms

The laws governing motor vehicles vary from one state to the next. In general the law, it is assumed that the vehicle is operating with the permission of its owner.

The mortality rates are influenced by laws that increase penalties that make revocation automatic or target social hosts. Mandatory education, alcohol treatment, and interlock devices all have little effect.

Legal Definitions

The laws governing the legal definitions of motor vehicles are formulated and motor Vehicle accident lawyers decided at the state level. The federal definitions for national standards for fuel economy and licensing standards for commercial vehicle drivers are primarily administrative in nature and do not apply when states determine their own registration classifications. These vehicle classifications determine if a driver needs a special licence to operate certain types of vehicles.

These state laws define terms such as "automobile," "light trucks" and other terms. As an example an example, a light truck is any motor vehicle accident lawsuits vehicle that has a capacity of carrying less than 7,500 pounds. This excludes panel delivery trucks as well as pickup trucks. Also, it excludes any vehicle or combination of vehicles that is specifically designed to carry passengers or property completely within its own structure, such as manufactured homes and trailers.

Wheel chairs are vehicles with wheels used by those who physically disabled and are unable to walk. A moped is a motor vehicle that has no more than three wheels that are in contact with the ground. It is able to travel at a speed of not more than 35 miles per hour.

A pedicab, or pedal-driven vehicle, is driven by a driver who sits on the top. The owner of a vehicle is the person who is the legal owner.

Traffic Laws

Each state has its own motor vehicle laws that cover everything from the registration process to insurance requirements. These laws also address the kinds of vehicles that are covered by law. While some of these laws are fairly similar across states, others differ significantly. For instance, there are laws that restrict the number of people a person can transport in the pedicab. There are laws that ban reckless driving on certain kinds of roads, including parking lots.

If you break these laws, you can be punished and fined. The penalties vary from having your driver's licence suspended to being required to attend traffic school.

One of the most important laws in a state pertaining to vehicles is the one that governs the speed limits that are placed on roads. In New York, for example it stipulates that the speed limit for a commercial vehicle is the same as for an automobile.

It also defines the term "motor vehicle accident law firm vehicle" as any carriage or other device that is propelled mechanically and is used on the highway to transport people or property, or for other commercial reasons. The law excludes trailers, semitrailers and coaches, all-terrain and snowmobiles as well as motorized mobility assist devices used by disabled people and self-propelled corn, as well as hay harvesting machines.

Insurance

A motor vehicle accident lawyers insurance policy for vehicles is an agreement between the insured and the insurer that protects against financial loss on account of the liability for bodily injury, death, property damage to a third party arising out of ownership, operation, maintenance or use of a covered vehicle. It also provides protection against physical damage to the insured vehicle itself. It must state the name and address of the insured named the policy, the coverage provided by the policy, the premium that is charged, the period of effectiveness and the limits of liability. It must also contain an agreement or an endorsement that states that the insurance is in line with the coverage specific to bodily injury or death, as well as property damage.

Duncanville law firms often suggest that clients review the sample motor vehicle policy in order to understand the terms. One of the biggest areas of confusion is the definition of the term "motor vehicle." The phrase appears often in statutes governing the registration of vehicles and financial responsibility laws.

Some examples of coverage under a motor vehicle policy include commercial auto insurance for vehicles that are used in connection with commercial, business, jobs, or other activities which are carried out for profit auto liability insurance that covers PIP and MP; and underinsured and uninsured motorist coverage (UM/UIM). This type of insurance is required by many states.

Permissive Use

If someone other than the named insured or family member drives your vehicle and is involved in getting involved in an accident, it's crucial to know how insurance coverage works in these situations. This is called permissive usage. The specifics of your insurance policy could vary, but most large insurance companies offer this type of coverage.

It is important to remember that you are accountable for any damages caused by a driver who has your permission. Permission can be either implied or explicit and does not always require writing.

In determining if there is an implied permission, courts will look at the relationship between the parties; their past behavior motor Vehicle accident lawyers and use of the vehicle; and the circumstances surrounding the specific driving incident in question. A court will also consider whether any restrictions were placed on the scope of permissive usage and whether even minor deviations from the duration, location or limitations of the original permission would be in violation of these limitations.

Keep in mind that adding another driver to your car insurance will cause your insurance premium to go up, as it makes the vehicle more risky to insure. It is important to consider your options prior to giving your vehicle over to other people. Contact Jerry for a free insurance quote and discuss the policy's terms.