Why You Should Consult With an Auto Accident Lawyer

Under Florida's no-fault auto insurance laws, your car insurance policy will cover property damage and injuries unless the responsible driver is not insured. This is why it's important to consult with a professional car accident lawyer before giving a recorded or written statement to the insurance company.

If your case is taken to court, both oral and written statements can be used against you. An experienced lawyer for car accidents will know how to prepare and testify in a trial for maximum value.

Damages

There are two main categories of damages a victim may receive after a car crash: economic and non-economic. Economic damages are the kind of losses that can be easily established. Medical bills, lost wages and car repair costs are examples. Non-economic damages are harder to quantify. These damages can include emotional distress, and loss of enjoyment of living.

An experienced car accident lawyer will assist victims to claim their maximum amount of compensation. They can also fight for a fair settlement from the at-fault driver's insurance company. They can also make the case go to trial if the insurance company refuses to pay the full amount.

A good car accident lawyer should make sure that victims account for all of their expenses and losses. They can accomplish this by collecting as much evidence as possible at the scene of the accident. For instance, they can capture images of the site of the accident and collect information from witnesses. This will prevent the insurance company from trying to reduce or deny your claim.

In addition, a car accident lawyer can assist victims in calculating the full cost of their injuries. This includes future and past medical treatments, and any costs related to the home or hiring someone to do cooking or household chores if the injury makes it impossible for the victim to complete these tasks.

Medical bills

When you're involved in a car accident, medical bills could get expensive quickly. Even with no-fault insurance coverage or a settlement for personal injury lawsuits the bills won't just disappear. You'll need help to pay them now, not later.

There are two ways to speedily pay for medical expenses: through your health insurance or your car insurance. In New York, the former is called Med Pay and covers the first medical expense following an auto accident regardless of who was responsible. The latter is typically provided by the state (Medicare) and/or a private insurance plan.

You should always go to the doctor after an accident, especially if you're not feeling well or believe that your injuries aren't severe. A quick assessment will ensure that your injuries, including internal injuries, are appropriately assessed and treated. In addition the visit will produce the medical report that could be crucial in a lawsuit.

After these two options have been exhausted, you may use the at-fault driver's liability insurance, if their policy is sufficient to cover your damages. Keep in mind, however that you'll need to pay your own deductible as well as copays first. Once you have reached an agreement with the responsible party you will be reimbursed for all costs related to the accident. It's crucial to keep track of all your expenses and 190.64.95.98 charges.

Lost wages

A serious car accident could also result in a loss of income. If you're not able to work due to an injury from an accident, it could be a stressful task to pay your financial obligations daily. You may need to borrow money from relatives or rely on personal savings until the case is resolved. A New York car accident lawyer can examine your case and determine if you have an adequate claim.

In the event of a car accident, the judge will award compensatory damages in order to reimburse you for the money you would have earned had you not been injured. Wages, benefits and overtime are all included under the umbrella of "economic damages." The aim of this type of compensation is to get you to your financial situation before the accident occurred.

If you're working but aren't because of your injuries A judge determines the amount you've lost studying a letter sent by the plaintiff's employer that confirms their salary or hourly wage and how long they've been absent from work. Other relevant documentation can include bank statements, profit-and-loss accounts and tax returns.

In addition to lost income, an auto accident lawyer may seek compensation for loss of earning potential. This is a specialized aspect of your damages that can be difficult to prove and may require the help of an expert witness.

Pain and suffering

A severe car accident can result in medical bills, property damage, and a loss of income. You could also be suffering from emotional and psychological trauma. You could be entitled to compensation for the suffering and pain you have experienced. A lawyer can help you get the money you are due.

A lawyer can also help navigate dealing with insurance companies. Insurance adjusters are motivated by their own financial interests and often attempt to deny or minimize your claim. A lawyer for car accidents can help you avoid these tactics and negotiate a fair settlement for your injuries and losses.

Keep track of all the expenses and property damage you incurred as the result of the accident. Included in this are medical bills, repair estimates and receipts for damaged items. Photograph your injuries as well as the scene of the accident. You should not talk to anyone about the incident with the exception of police and medical professionals.

A lawyer can also help you determine who is responsible for the accident. New York is a state that uses "comparative negligence" which means that the amount you pay for damages will be reduced by the proportion of your responsibility. In some instances the responsible party could be a city, corporation or state agency or a sanitation or public transportation company.