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The explanation why people ask us this is straightforward. On a credit card happen to be paying 20% plus twelve months on interest, where on the bank loan you are paying 10% a year interest. Desire while only 10% is huge in dollar terms more than a year and it would possibly mean distinction in repaying an number of debt in the much quicker time. The answer seems pretty easy right; well there's a lot shades of grey within the answer.

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