How to File a Boat Accident Claim

Boating can be exciting and fun, but when you're not careful it can quickly turn dangerous. Boats must also follow strict safety guidelines to avoid injuries.

If you've been injured in a boating incident, you may be entitled to compensation for medical expenses and for property damage. Contact a New York boat accident lawyer to increase your chances of winning.

1. Gather Evidence

The most important thing you can do following a boating accident is to collect evidence and then contact an attorney. It is also essential to seek medical treatment immediately for any injuries that might have occurred. To support a claim, medical records and other evidence is needed. This includes current and future medical expenses and loss of earnings, earning potential, damage to property and other non-economic damages, such as pain and suffering.

Photos and video footage can be used to preserve physical evidence from the scene of a boating incident. Eyewitness testimony can be an invaluable piece of evidence since it can provide details about the collision that otherwise would be ignored. You can also use police reports and incident reports to create a time line.

A knowledgeable lawyer will review the evidence and determine who are responsible for victim's injuries or expenses. A boating accident negligence claim typically involves multiple parties including the boat's driver as well as the manufacturer or owner of the watercraft.

A trusted lawyer can manage all communication with insurance companies that will be involved in a victim's claim for compensation. An attorney can impede victims from revealing information that could be used against them in court. Additionally, they can also assist victims receive fair settlements for their damages.

2. Report a problem

The first thing to do after a boating incident is to ensure that everyone is secure. You should then call the local police and boat Accidents file a report. According to the laws of the state and regulations, you may have 48 hours to submit an account in the event of death or serious injury needing medical attention above first aid. Additionally, you may be given ten days to file a claim when the accident causes more than $2,000 worth of damage or the boat is lost.

If possible, you should remain at the scene of the accident to assist other boats or persons without risking your safety or that of the victim in danger. This will help the law enforcement officer note important details, such as how the accident occurred and who was on the boat at the time of the crash and the cause of the crash.

However, even the most well-trained and experienced boaters can be involved in accidents on the water because of someone else's negligence. A knowledgeable lawyer can help you identify the responsible party responsible for your injuries and seek compensation. The damages that are recoverable typically include medical expenses, property damage, and financial losses. A lawsuit against the party responsible could also result in financial compensation for your discomfort and pain and loss of quality of life, as well as emotional distress associated with the accident.

3. Check for damage

Once medical professionals have assessed all injuries and ensured that everyone is in a safe area, it is important to look at the damage to the boat accident lawsuit. You should now start thinking about your insurance policy.

A surveyor will be assigned to your claim and will be sent out to assess the damage caused by the accident. The surveyor will then compare what you initially reported to the damage and then begin calculating the value of the damages.

Most boat accident law firm accidents result from a combination of factors which means it's not always possible to control all of them. If there was a flaw in the boat, you might be able to file a claim for product liability against the manufacturer who produced the boat.

In these cases, it is essential to retain a lawyer that has experience in handling boating claims because they can build an airtight case to prove that the manufacturer was responsible for the accident.

It is also important to note that various kinds of boats are covered differently by insurance policies. For instance homeowners insurance is typically only cover smaller boats with an engine with less than 50 HP. This means that airboats, jet skis, and larger vessels won't be covered by homeowner's insurance.

4. Contact an attorney

As soon as you are safe and have seen a medical professional for injuries, you must inform your insurance company. You'll likely have to notify them even in the absence of a police report filed. It is crucial to be careful with your information since insurance companies are often trying to try and determine who is responsible for the accident. This can reduce the amount of compensation you are granted. The NYC lawyer for boating accidents at Mirman, Markovits & Landau will do their best to disprove these claims and reduce the amount of fault that you are liable for.

If you're able to then it's a great idea to gather information about the other boat operators or owners involved in the crash. Included in this data are the names, addresses and phone number as well as any insurance information. It is also helpful to keep a copy of the accident report that has been filed.

Boat accidents can be scary and can result in serious injuries. They can lead to significant medical expenses, lost wages, and even damages. The parties responsible must be held accountable for any harm they may have caused. You will not get the amount you are due if you do not consult a seasoned New York injury lawyer as early as you can. This will help even the playing field and allow you to concentrate on getting well.