What Is Injury Compensation?

Injuries compensation is a sum of money that is paid to help injured individuals pay for the costs resulting from work-related accidents. These losses include medical expenses and lost wages, as well as future income and loss of enjoyment from life.

There are two options to receive this kind of money--a settlement or a lawsuit. A lawyer can look over your case and tell you which option is best for you.

Medical Treatment

Your injury attorneys claim will include an extensive amount of medical treatment. The insurance company will pay for reasonable and necessary medical care. This includes medical bills from health providers and specialists. You can also get reimbursed for prescriptions and over-the counter medications while traveling to and from medical appointments.

Depending on your injury law firm, you might require assistive devices like wheelchairs, canes or other special clothing. You may also be able to claim reimbursements for home modifications such as ramps and stair lifts. Medical expenses include the cost of diagnostic tests that are required to diagnose your injuries and monitor your recovery. You may also be able to recover the costs of surgery necessary to treat your injuries. The Workers' Compensation Board establishes guidelines for medical treatment for doctors to follow. These guidelines allow your healthcare provider to provide the majority of your treatment without having to ask the insurer for authorization.

Following the advice of your doctor could be extremely beneficial in your case. If the defendant or insurer is aware that you've been avoiding appointments and playing tennis on weekends despite your alleged injuries, they may argue that your injuries aren't as serious as you claim. If you are constantly visiting medical professionals and getting extensive medical treatment in the meantime, they might need to admit that your injuries were serious.

Lost Wages

Injuries can be physically painful however they can also be financially devastating financially. Expenses associated with treatment often increase quickly, and victims of injuries must also cope with lost earnings while recovering from their injuries. If your injury has caused you to miss work, you may be entitled to compensation for the time that you've missed.

The process of proving lost wages is a time-consuming and complex process that requires specific documentation. It is crucial to include copies of your previous pay stubs and income tax documents. Your attorney can utilize these documents to establish the total amount of income you've lost due to your accident.

Your lost wages can comprise your regular hourly wage or salary, the possibility of overtime bonus, commissions, and more. It could also include benefits that you're not receiving, like free meals, car allowances, or health benefits.

You also have the right to a reimbursement for days you've had to use sick leave or vacation days to cover the times that you've missed due to your injuries. Your lawyer can estimate the fair market value of these days, and then demand reimbursement from those accountable. If the injury is permanent Your lawyer may also seek compensation for any loss of future earning capacity. This is a much more complicated procedure and requires hiring a forensic accountant or actuary to demonstrate the loss of your future earning potential.

Medical Costs

Depending on the extent of your injuries, you may be faced with high medical costs that will strain your financial health. A serious injury can also stop you from working and earning a substantial period of time, which places an extra financial burden on your and your family.

You are entitled to compensation for all medical expenses such as ambulance rides, doctor visits and x-rays hospital treatment, medicines, supplies and orthopedic devices. Additionally, you are entitled to reimbursement for travel expenses to and from medical appointments (including therapy). Keep receipts for all medical expenses. You will be reimbursed on the basis of actual expenses.

Insurance companies and attorneys often use medical bills from your doctor as a basis for calculating damages. They will then multiply this number by the multiplier of 1.5 to 5 to calculate general damages. In general, minor injuries injuries are in the lower part of the range, while the more serious or prolonged ones are at the higher end.

The Kocian Law Group has the expertise to ensure that you receive the maximum amount of medical compensation you are entitled to. We will fight to force insurers to pay the full amount of medical treatment your health care providers recommend -- even if insurance companies dispute the need or the reasonableness of the treatment.

Pain and Suffering

The injured victim has the right to compensation for his or her physical and emotional pain. The physical pain and may be caused by past and future medical treatments. Mental anguish and discomfort as well as shock, shame, and sadness could also be taken into consideration.

It is difficult to put a value on the pain and distress of an accident, particularly when it is a result of permanent injuries such as being in wheelchairs or blinded. However, it is important for victims of accidents to have the support of a lawyer in gathering adequate evidence to show their loss.

In certain cases, the party who was injured may negotiate a settlement to avoid a trial. In the majority of cases the insurance company will be involved in a settlement agreement. The insurance company may use either the multiplier method or per-diem to calculate pain and suffer damages.

Both the multiplier as well as per dia methods are used by courts to calculate compensation for the physical and emotional trauma suffered by victims of accidents. Both methods have advantages and disadvantages, however the final amount will be decided by the jury. A skilled personal injury lawyer can assist injured victims gather the appropriate proof to support a claim for fair compensation. Adam S. Kutner & Associates attorneys can assist you in the investigation of your case and prepare your case for court or a settlement.