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A payday loan is a short-term loan that’s due when you get paid. It can help cover unexpected expenses. However, you must be careful about how much you borrow. Licensed lenders will disclose their fees clearly before you sign the loan. You can also consider credit cards, which offer lower interest rates than payday loans. Also, try to work out a rep...

Payday loans are a popular solution for cash-strapped consumers. They are easy to get, usually with just a paycheck stub and an ID. But they also come with high fees and can trap you in a cycle of debt. If you have trouble repaying your payday loan, contact your lender to discuss a repayment plan. Nonprofit credit counseling agencies can help you ma...

Payday loans are short-term loans that must be repaid on the borrower’s next payday. They generally require borrowers to write a post-dated check or give the lender authorization to withdraw funds from a bank account. While payday loans are tempting when you are in a financial bind, they come with high interest rates and fees. This makes them expens...

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