How to File a Boat Accident Claim

Boating can be exciting and fun, but should you not be careful, it could turn dangerous. Boats must also abide by strict safety rules to avoid injuries.

If you've been injured as a result of a boating accident, you may be eligible to receive compensation for medical expenses as well as property damage. To increase your chances of winning get in touch with a professional New York boat accident attorney.

1. Gather Evidence

The most important thing to do following an accident with a boat is to gather evidence and get in touch with an attorney. It is also crucial to seek medical attention immediately for any injuries that may have occurred. To support a claim medical documents and other evidence are required. This includes current and future medical expenses and loss of earnings, earning potential, property damage and other non-economic damages, such as pain and suffering.

Videos and photos can help preserve evidence from the scene of a boating accident. Eyewitness testimony is yet another important element of evidence, since it can provide important information about the causes of a collision that would otherwise be omitted. You can also use police reports and incident reports to establish a timeline.

A knowledgeable lawyer can review the evidence and determine who might be liable for a victim's injuries and other expenses. A successful negligence claim in a boating accident typically involves multiple parties that are liable, including the boat's owner and the owner or manufacturer of the watercraft.

A trusted lawyer can handle all communication with insurance companies that will be involved in a victim's claim to compensation. A lawyer can help victims to avoid saying anything that could be used against them in a court of law, and can also aid victims in obtaining fair settlement offers for damages.

2. File a Report

The first thing you should do following a boating accident is to ensure that everyone is safe. Then, you should contact local law enforcement officials and make a report of the incident. In accordance with state laws and regulations, you may have up to 48 hours in which to file reports if the accident resulted in injury or death that requires medical attention beyond basic first aid. You could also have ten days to file a report if the accident causes more than $2,000 of damage or if the boat accident lawsuit gets lost.

If you can, stay at the accident site to assist other boats or individuals without risking your own safety or the safety of the victims in danger. This will allow the law enforcement officer to keep track of crucial details such as how the accident happened and who was aboard at the time of the crash, and what caused it.

Even well-trained and experienced boaters could be involved in accidents on the water because of the negligence of someone else. A knowledgeable attorney can determine the responsible party for your injuries, and assist you pursue compensation. The types of damages that are recoverable include medical expenses, property damage and financial losses. In addition, an action against the responsible party could result in financial compensation for your pain and suffering, loss of quality of life and other emotional pains that can be associated with the crash.

3. Inspect the Damages

After medical professionals have examined all injuries and found that everyone is secured It is essential to take a good look at the damage to the boat. This is when you begin looking at your insurance policy and what it will cover.

A surveyor will be assigned to your claim and will come out to examine the damage caused by the accident. He or she will compare what you initially reported with the damage and start figuring out the value of the damage.

Most boat accidents result from a combination of causes that are not always possible to control all of them. If there was a defect in the boat, you might be able to file a claim for product liability against the manufacturer who produced the boat.

In these instances you will require an attorney who has experience in boating claims. They can help you build an argument that is strong and Boat Accident proves the manufacturer is accountable for the accident.

It is important to keep in mind that different types are covered by insurance policies differently. For example homeowners insurance will usually only cover smaller boats that have an engine with less than 50 HP. Insurance for homeowners does not cover jet skis, larger vessels or airboats.

4. Contact an attorney

When you are secure and have visited an medical professional for injuries, make sure to notify your insurance company. Even if you don't have a police report, you will be required to notify your insurance company. Be careful when you provide information to insurance companies because they are likely to attempt to determine who is responsible for an accident. This can reduce the amount of compensation granted. The NYC lawyers who handle boating accidents at Mirman, Markovits & Landau will do their best to disprove these claims and limit the amount of blame given to you.

It is beneficial to collect as all information you can on the other boat owners or operators who were involved in the incident. Included in this data are their name, address and phone number along with any insurance details. It is also useful to keep a copy of the accident report that has been filed.

Boat accidents can be frightening and can cause serious injuries. They can lead to significant medical bills as well as lost wages and other damages. The parties responsible must be accountable for any harm that they cause. The at-fault parties and insurance companies won't provide the compensation you deserve, so it is important to consult an experienced New York injury attorney as early as possible. This will help to level the playing field and allow you to focus on healing.