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An accident reconstruction expert can increase the value of your claim by analyzing the forces that were involved in your accident. They can also provide insights into your injuries and quantify the losses you have sustained.
You will be required to provide documentation for your damages, such as medical expenses and other costs that are out of pocket. This documentation should be collected as soon as possible after the accident law firms Law Firm (www.mecosys.com).
Getting Help
In the event of a crash it is important to prioritize seeking medical attention as soon as you can. If you are able to collect as much information at the scene of the accident as is possible.
Use the camera or video function of your phone to snap photos of the vehicles involved. Take photos of the skid marks, damages, and any other information you consider to be useful. Also, ask anyone present at the scene to provide their contact information and a brief statement of what they saw. Be careful not to divulge any personal information regarding your insurance coverage or the limits of your policy.
Also, check for cameras in the area that may have captured the incident like red light or security cameras. Try to find out who runs the cameras, so that you can request copies of the footage later on.
Documentation of your expenses is another important step. In some cases you may be able to recover compensation for the amount you've spent on items like a car rental while your vehicle is being repaired, or transportation to and from work while you recover from injuries. Additionally, you can seek compensation for past and future lost earnings if injuries keep you from working or result in lower than expected earnings in the near future.
Keep note of all medical expenses in connection with the accident. If your injuries cause permanent impairment, you may be able to claim damages for future care costs including adjustments to your home and assistive equipment that will allow you to continue living at home or working. You may also seek compensation for other financial losses, including the cost for a caregiver or replacement for household services if your injuries prohibit you from doing these tasks on your own.
Gathering Evidence
The first step in any accident case is gathering the most evidence possible. The rules for presenting evidence in a courtroom can differ from state to state however, there are certain kinds of evidence that can be helpful in the majority of accidents.
Witness Testimony
In the case of accidents eyewitness testimony may be vital. It gives a reconstructed report of the accident that can assist in determining the cause. There are many witnesses such as pedestrians, drivers of nearby vehicles or even family members or friends. They may be carrying an iPhone that they use to record their statement, or they may choose to provide a written account.
Photographic Evidence
Photos of the scene are the most evident photographic evidence. The evidence could include scuffs on the road, broken glasses, and the damage to the vehicles involved in the accident. It can also include environmental factors, such as traffic signals or construction sites that could have contributed to the accident.
Police Reports
The police reports compiled following any motor vehicle crash are crucial for a lawsuit involving a car accident. They could contain the officer's opinion on who was at fault for the accident as the traffic infractions that either driver committed. It's important to get an exact copy of this report as early as you can or at the very least while it's being written in order to have an opportunity to examine the accuracy of the information.
Contact Information for Witnesses
It's a good idea to get as much information from witnesses who might have witnessed the incident. Request their names and contact information so that your attorney can be able to interview them about what they witnessed during the accident and the immediate aftermath.
Medical Records
Keep the track of your medical appointments if injured in an accident. These records will be used to document the injuries you've sustained and assist your legal team to calculate the compensation that you deserve for the damages you've sustained.
Documenting Your Injuries
If you are able to take the necessary precautions without risking your health, it is important that you take pictures and videos of the crash scene. You can draw an accurate image of the scene using your smartphone or camera that is attached to your vehicle. The photos should include visible injuries or damage that resulted from the accident. It is essential to record any skid marks, road conditions and other information that could help in creating a more precise image of the accident.
You should always get medical treatment as soon as you can after the incident, even if your injuries seem to be minor at the time. A variety of injuries, including neck and spinal issues, can develop in the days or weeks following the incident. If you see a doctor, you will have more evidence to back your claim that the accident caused the injury and loss.
Additionally, you should keep track of all your medical treatments and expenses. You should keep receipts for prescriptions and equipment as well as for travel expenses to and from medical appointments. These are all costs that you may be able to recover compensation for. Keep a journal or diary about your injury, mentioning the symptoms that you are experiencing. This will help you record your daily pain.
Providing the police with an accurate description of what transpired at the scene will be important, but it's an excellent idea to note names and contact details for any witnesses as well. Witnesses may be able to provide additional details to assist the police in their investigation, and should you ever have to file a personal injury lawsuit or claim with an insurance company in the future.
You should also obtain an insurance company of the party at fault. This report will help in determining liability for the accident and its related damages, like property damage, medical bills as well as lost wages and other expenses that are compensable.
Negotiating with the Insurance Company
If you're dealing directly with a large insurance company following an accident, it's recommended to consult an experienced lawyer. These professionals can negotiate higher settlements and handle insurance adjusters for you.
Your lawyer will require financial records from your employer and bank accounts to document the impact of the accident on your earnings. They will also seek medical records from your health care providers to help support your injury claim. You may be required to attend an interview or give a deposition regarding the accident in order to obtain an official record. They will then look over all evidence and consult with experts in determining the amount of your noneconomic damages are worth.
After assembling all the necessary details, they draft a letter of demand that is to be sent to the insurance company that is at fault. The document will describe the facts of the situation and legal reasons as to why the insured is responsible under NY law, and then make an offer of compensation. The insurance company is likely to respond with an offer of a small amount. Your attorney will assist you in deciding whether to accept, deny, or return to negotiations over the counteroffer.
Negotiating with an insurance company can be a challenge because what you say could affect your case. Never admit fault or promise not sue. This can be used later in court against you. Avoid making statements about your injuries and how the accident happened since they can be used to lower your claim.
An experienced Long Island car accident lawyer can assist you with insurance company negotiations. They'll be able to examine the offers offered and advise you on what you're entitled in terms of financial compensation and the medical treatment or other costs you'll require in the future.
The insurance company can be tricky to deal with and a lot of their tactics are intended to convince you to accept a lower offer than you deserve. Be firm in your negotiations and remember that settlements should be written. This will prevent an unethical adjuster from stating something over the phone and denying it later.
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