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If the insurance company is refusing to give you the amount of money you need to cover your injuries, our persistent lawyers will draft a formal demand letter. This letter will provide a detailed description of your financial losses such as medical costs and lost wages as in addition to non-economic damages such as pain and discomfort.
Then, a judge or jury will take a call. If they decide to your advantage you are awarded damages and the defendant must pay them.
1. Gathering Evidence
In a lawsuit that involves an accident in the car it is essential to prove negligence to obtaining compensation for your injuries. Gathering evidence is one of the first steps of the litigation process. it involves gathering evidence, documents including photographs, witness statements and official reports, such as police reports.
Your lawyer may be able to establish what happened during the accident by taking photographs of the scene, including skid marks or road debris, as well as other physical evidence. Also, keep track of the names and contact information of any eyewitnesses who saw what occurred. It is crucial to have witnesses to verify the events that took place, as it can often be the case that drivers offer contradictory stories that lead to insurance companies denying or refusing the liability.
Medical records can also be utilized by your lawyer to establish the extent of your injury. They could include receipts, bills laboratory results, diagnosis reports, discharge guidelines and other forms of documentation. It is important to obtain these records as soon as you can and ensure that you give copies to your healthcare professionals.
Another type of evidence that your attorney may use is a deposition, which is an out-of court testimony delivered under oath that is then transcribing by a court reporter. The lawyer can use this evidence to prove your injuries have an obvious, predicable connection to the accident lawyers. This will help justify requesting compensation. Most of the evidence mentioned above can be obtained at the scene of the accident or shortly afterwards however some evidence may not be available until much later in the litigation. This is why it's important to speak with a well-credentialed car accident lawyer as quickly as possible so that they can begin the investigation while the crucial evidence is in its most pure form.
2. Filing a Complaint
When the dust has cleared and you have tended to your injuries, it's time to seek expert legal advice. A lawyer who has handled car accidents can give you the experience to maximize your compensation.
The first step is to file a complaint in court, which details the specific claims that you are making and how much money you're seeking in damages. This document is typically drafted by your attorney, and then filed with the court, and then served to the defendant.
It also kicks off the discovery phase that allows both sides to exchange information and documents related to their defenses and claims. The process can be lengthy and requires both teams to review many documents, including police reports and witness statements and medical records, as well as bills and more. Each side can request interrogatories. These are a series of questions which the other side must answer under oath within an agreed upon timeframe.
During this stage, you lawyer will also work closely with medical professionals to obtain a full picture of your injuries and the impact they've caused on your life. Your lawyer will then calculate your total damages including the past and future medical costs and lost earnings, as well as pain and suffering and much more.
Your lawyer may be able negotiate a settlement with the insurance company of the driver who is at the fault. This is more likely to happen after discovery and before the trial. If the insurance company does not agree to an acceptable settlement, or if the damages are substantial and not covered by insurance, then you might be required to appear in court. A judge or jury will make a final decision in the case based on all the evidence presented.
3. Discovery
Discovery is an essential step in any car accident lawsuit in which your attorney and the insurance company of the negligent driver company exchange information that may help or hurt your claim. Your attorney will ask for documents that can support your case, such as medical bills, police reports, work loss records (e.g. an email from your employer that outlines how much time you missed work due to the accident), photographs of your car and any injuries or damages, and other relevant financial information. Your attorney may also employ written discovery tools such as interrogatories and requests for production to inquire about parties and witnesses who are not present.
These documents are exchanged between attorneys on both sides. The written discovery tools give the other side an opportunity to respond to questions in writing that need to be answered under oath. They also ask you to provide copies of other information that might be helpful to you.
Your Long Island car accident lawyer will also depose people who are witnesses to the collision and also any person who has information about your injuries or damages that could be relevant to your case. During a deposition, your lawyer representing the party at fault will ask you questions and your answers could be recorded on video by a court reporter or transcribed.
The goal of these pretrial investigation processes is to help your lawyer to create a strong and compelling case against the at-fault party as well as their insurer so that you can secure a fair and complete settlement for your injuries, losses and expenses. There is no guarantee of a settlement in each case, but the majority of cases will settle during or following the investigation process, which is often completed prior to the trial.
4. Trial
While the vast majority of car accident cases settle through out-of-court negotiations If you and the insurance company aren't in agreement on the cause or the amount you are entitled to for your injuries, your case could be heard in a trial. A trial is a formal hearing where both sides submit arguments and evidence to a factfinder, who renders a verdict which settles the dispute. In personal injury cases the factfinder is usually a jury.
During the trial, your lawyer will explain your story in your opening statements to the jury, together with any evidence you may have, such as photographs or videos of the accident scene, witness testimony from witnesses and medical professionals, as well as documents like police reports and medical bills. You may also testify on your memories of the incident, and how it affected your life. Expert witnesses can also testify to back your claims. The lawyer for the defendant may cross-examine witnesses and object to the admissibility of certain evidence.
In a trial, the jury must determine if the plaintiff's injuries were the result of the negligence of the defendant. They will look at the proximate cause, a complicated legal concept that law students will spend hours studying. Proximate cause considers the relationship between the actions of the defendant and the plaintiff's injuries.
A jury is also required to decide how much compensation you're entitled to. It's also a complicated issue because it depends on the degree of your injuries and the amount to which you've suffered. Your lawyer will present your evidence that includes expert witness testimony regarding the severity of your injuries, your loss of income and future earnings potential in addition to your pain and suffering disfigurement, impairment, and.
5. Settlement
Every state has a deadline within which you can settle your claim, or even file a lawsuit. This is known as the statutes of limitations. If your lawyer isn't in a position to negotiate a satisfactory settlement with the insurance company, you might have to file a car accident law firm lawsuit in court. This can be time consuming and costly, however it is usually required to seek compensation.
During this procedure, your Long Island personal injury lawyer will participate in discovery (a formal procedure where parties exchange information with the other side) and will attend hearings. Your lawyer will also file legal documents called motions asking the court to consider the exclusion of certain kinds of evidence at trial. Settlement negotiations may continue throughout the process, and most civil disputes arising out of car accidents will end before a trial needs to be held.
Insurance companies are more likely to make fair settlement offers if they believe your injury claim is legitimate and that you will be willing to go to trial. In addition the settlement process is quicker and less risky for them than a trial.
Before settling an agreement, it is important that you fully understand the severity of your injuries and completed all medical treatment. If you settle prior to your doctor determining that you have reached the maximum medical improvement (MMI) and you are not able to be denied additional compensation. You should also not sign a release until you have spoken to your lawyer about your damages. Your lawyer will make sure that you don't lose out on the valuable compensation. They will scrutinize your medical records, as well as other documents, to ensure that you receive all the damages you are entitled to.
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