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You may be left with high medical costs, a decreased income, and pain and suffering as a result of an accident. The party who was negligent in causing the accident should be held accountable to cover these costs.
An experienced New York City auto accident lawyer can help you seek full compensation for all of your losses. An experienced car accident lawyer can also protect you from unfair denials from insurance companies.
Distracted driving
Every driver has the responsibility to drive safely and be aware of the road. Distracted driving can be dangerous for other road users. It's an important factor in collisions. If you've been injured by a driver who was distracted, you could be qualified for compensation.
Although many people think of texting and talking on the phone when they hear the phrase distracted driving It's actually anything that takes your hands off the steering wheel, your eyes off of the road, or takes your mind off the task at hand. This includes eating, reaching inside the car for items that you're not using, interacting with passengers, and changing the controls on the dashboard such as the radio or temperature. It could also involve personal grooming, such as shaving or applying makeup.
According to research from the National Highway Traffic Safety Administration and the Virginia Tech Transportation Institute, about 80 percent of all crashes and 65 percent of close-collisions involve some form of driver distraction. And even just taking your eyes off the road for five seconds at 55mph doubles your risk of a crash.
An experienced attorney for auto accidents can help if you have been injured in an accident caused by an unintentionally distracted driver. They will investigate your case and present the strongest arguments for a full settlement which includes covering all of your future and current expenses.
Car crashes
Car accidents can take various forms, ranging from minor fender benders up to massive head-on collisions. The nature of the accident determines liability and the extent and extent of injuries sustained by the victims as well as their financial losses.
National Highway Traffic Safety Administration (NHTSA) crash statistics reveal that driver errors are the main reason for motor vehicle accidents. Even the tiniest distraction like flipping through radio stations wearing makeup, or reading a map - could cause a serious accident. Other causes of car accidents are speeding, reckless driving drunk driving, bad road conditions and weather, and inexperienced or elderly drivers.
A experienced New York City car accident lawyer can analyze your case and identify all parties responsible for your injuries and financial losses. They can also negotiate with the defendant's insurance company to negotiate an acceptable settlement for your claim.
A seasoned auto accident lawyer can assist you in obtaining the compensation you deserve, including for past and future medical costs loss of wages, physical and mental anxiety, and other damages. They can also ensure that your claim has insurance for uninsured or under-insured drivers, in the event that they are required. This is especially crucial if the driver at fault has no insurance or has only the minimum coverage required under New York law.
Uninsured or underinsured drivers
Some drivers do not carry car insurance, and others have only a small amount of coverage. It is difficult to obtain the compensation you are due if an uninsured motorist causes a crash. In these cases, you should have a qualified legal advocate to help you meet your goals, as well as the goals of the insurance company.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is often included in a comprehensive policy and provides you with crucial security in the event of being involved in a serious collision.
The process for filing an UIM/UM claim is similar to that of filing a standard car accident claim. It usually involves submitting copies of your medical bills as well as repair bills for your car. The insurance company will look over these documents along with other ones to determine whether your losses are covered under the policy of the other driver.
It is best to talk to an New York City car accident attorney as soon as possible after the crash and make an UIM/UM claim as soon as possible especially if the other driver claims that they do not have or lack insurance coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property Damage
If your car is damaged in an accident, you may get compensation through the insurance company of the party at the fault. Our lawyers can assist you file a claim for both economic and non-economic damages, such as the cost of medical bills and lost income. You could also be eligible to receive compensation for the pain and suffering you have endured.
We will document all evidence physical in your case. This includes taking photos of the accident site and your property, as well as any damage, including cracks and dents. We will also take copies of any police or accident reports, and will secure any crucial information regarding witnesses.
The law of New York State is based on the principle of comparative negligence. This means that if held partially accountable for an accident, you will have your damages reduced by the proportion of blame you're given. The defendant may also be found solely responsible for the accident and therefore not entitled to any form of compensation.
Be wary of giving any written or oral statements to representatives of the at-fault party's insurance companies, as they could be used against you in the future in court. You should also see a doctor as soon as possible following the accident. Certain injuries may take time to show and could be used against you in court should you later attempt to claim compensation.
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