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The long-term consequences of a car accident could leave you with expensive medical bills, a lower income, and even pain and suffering. The party who was negligent in causing your accident should be liable to compensate you for these losses.
A seasoned New York City auto accident lawyer can help you pursue the full amount of compensation for all your losses. A lawyer who handles car accidents can help you defend yourself against unjustified insurance denials.
Distracted driving
Every driver has a responsibility to drive safely and remain focused on the road. Distracted driving is a leading cause of collisions and near-collisions and can be extremely dangerous for other drivers on the road. If you've been injured due to a distracted driver, you may be eligible for compensation.
Although many people think of texting or talking on the phone when they hear the phrase distracted driving, it's actually any activity that puts your hands off the steering wheel, eyes off of the road, or takes your mind off the task at the present moment. This can include eating, grabbing items in the car, interacting with passengers or adjusting the dashboard controls like the radio or temperature personal grooming such as shaving or applying makeup and much more.
According to research conducted by the National Highway Traffic Safety Administration and the Virginia Tech Transportation Institute, around 80 percent of all crashes and 65 percent of near-collisions are caused by driver distraction. The act of taking your eyes off of the road for five seconds when you're driving at 55 mph can double the risk of a crash.
An experienced attorney for auto accidents can assist you if you've been injured in an accident caused by a driver who was distracted. They can look into your case and make most convincing arguments in favor of full compensation. This includes covering all your future and current costs.
Car crashes
Car accidents can take a variety of forms, from simple fender benders, to devastating head-on collisions. The type of accident determines liability as does the severity and extent of injuries sustained by the victims and their financial losses.
National Highway Traffic Safety Administration (NHTSA) crash statistics reveal that driver errors are the main cause of motor vehicle accidents. Even the tiniest distraction, such as changing radio stations and applying makeup or a road map, could result in a serious accident. Other causes of car accidents are speeding, reckless or drunk driving, poor weather conditions, inexperienced drivers, or elderly drivers.
A New York City car accident lawyer can examine your case to determine the parties at fault and determine the extent of your financial and physical injuries. They can also negotiate with the defendant's insurance company to negotiate an equitable settlement of your claim.
A skilled attorney for auto accident attorney accidents will help you get the compensation you deserve, such as future and past medical expenses and lost wages, mental and physical stress, and other injuries. They can also make sure that your claim is covered by uninsured or under-insured motorist coverage, if necessary. This is particularly important if the driver at fault is not insured or has insurance, or has the minimum amount required by New York law.
Underinsured or uninsured motorists
Some drivers do not carry insurance and others only have minimal coverage. If an under- or uninsured driver is responsible for causing a crash, it can be difficult to collect compensation for your loss. In these instances, it is important to have a seasoned lawyer working for you and the insurer.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is usually included in a comprehensive insurance policy and provides you with crucial protections in the event that you're involved in an accident that is serious.
The process for filing an UIM/UM claim is similar to making a typical car accident claim. It generally involves submitting copies of your medical bills as well as repairs to your vehicle. The insurance company will scrutinize these documents and others to determine if your losses are covered under the other driver's policy.
It is important to speak with an New York City auto accident lawyer as soon following the accident as soon as is possible and start a UIM/UM immediately especially when the other driver states they don't have insurance or lack coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property destruction
If your car is damaged in an accident, you are able to get compensation through the insurance company of the party at the fault. Our lawyers can assist in filing a claim and recover economic and non-economic damages, like medical expenses and lost wages. You could be entitled to compensation for the pain and discomfort you have experienced.
We will carefully examine the damage done to your vehicle and record all evidence physical for your case. This includes taking photographs of the scene of the collision and your property, including cracks, broken glass and cracked screen protectors for your device. We will also gather copies of any accident or police reports, as well as secure any crucial information regarding witnesses.
The law of New York State is based on the principle of comparative negligence. This means that if found to be partly responsible for an accident, you will be reduced in damages by the percentage of blame you are awarded. The defendant could also find themselves to be the sole responsible for the accident and therefore not eligible to claim any compensation in any way.
Do not provide any written or oral declarations to representatives of insurance companies of the party at fault because they could be used in court later against you. It is also important to visit a doctor as soon as you can after your accident, as certain injuries can take a while to show up and can be used against you if you try to claim compensation for your injuries later on.
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