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You could be faced with a large medical bill or a loss of income and suffering and pain in the aftermath of an accident. The person who caused your accident should be liable to compensate you for these losses.
A New York City auto accident attorney can help you obtain full compensation for your losses. A car accident lawyer can protect you against unwarranted insurance denials.
Distracted driving
Every driver is required to operate their vehicle safely and keep their focus on the road. Distracted driving is a major cause of near-collisions and collisions and can be incredibly dangerous for other drivers on the road. If you've suffered injuries due to a distracted driver, you may be eligible for compensation.
While many people think of texting or talking on the phone when they hear distracted driving, it's actually any activity that puts your hands off the steering wheel, your eyes off of the road, or your mind off the task at hand. This includes eating, reaching into the car for items, interacting with passengers and adjusting the controls on the dashboard like the radio or temperature. It could also involve personal grooming, like shaving or applying makeup.
According to research conducted by the National Highway Traffic Safety Administration and the Virginia Tech Transportation Institute, approximately 80 percent of all crashes and 65 percent of near-collisions are caused by driver distraction. The act of taking your eyes off the road for just five seconds when you're driving at 55 mph can increase your risk of crashing.
If you've suffered injuries in a crash caused by a distracted driver, an experienced auto accident attorney can help. They will review your case and make the strongest arguments for a full settlement and include all of your future and current expenses.
Car crashes
Car accidents can take on many different forms, ranging from minor fender benders up to massive head-on collisions. The nature of the accident determines who's accountable, as well as the severity and extent of the injuries suffered by victims as well as the extent of their financial losses.
National Highway Traffic Safety Administration (NHTSA) crash statistics show that driver error is the main driver's fault in motor vehicle accidents. Even the slightest distraction such as flipping through radio stations wearing makeup, or reading a map - can cause an injury or accident. Other causes of car accidents include reckless driving, speeding drunk driving, bad road conditions and weather, as well as inexperienced or elderly drivers.
A knowledgeable New York City car accident lawyer will review your case and identify the parties accountable for your financial losses and injuries. They can also negotiate an equitable settlement with the defendant's insurer.
A seasoned auto accident attorney can assist you in getting the compensation you're due for your injuries and losses which include past and future medical costs as well as lost earnings, emotional and physical distress, and other damages. They can also ensure that your claim has coverage for sub-insured or uninsured drivers, if necessary. This is particularly crucial if the driver at fault does not have insurance or is only covered to the minimum amount required under New York law.
Uninsured or underinsured motorists
Some drivers opt not to carry car insurance, while others have minimal coverage. It can be difficult to get compensation when an under-insured or uninsured motorist causes a collision. In these circumstances, it is important to have a competent lawyer working for you and the insurer.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is usually included in a comprehensive policy and can provide important protections if you are involved in a serious accident.
The procedure for filing UIM/UM claims is similar to the traditional claim for a car accident. The process typically involves submitting copies your medical bills as well as auto accident law firms repair bills. The insurance company will scrutinize these documents and other documents to determine whether your losses are covered under the other driver's policy.
It's best to consult with an New York City car accident attorney as soon as you can after the crash and file an UIM/UM claim as soon as possible in the event that the other driver claims that they don't have or have insufficient insurance coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property destruction
If your car is damaged in an accident, you are able to get compensation through the insurance company of the party who was at fault. Our lawyers can help you make a claim on both economic and non-economic damage, including medical bills and lost income. You could also be eligible to claim compensation for the pain and suffering you have endured.
We will take note of all evidence physical in your case. This includes taking pictures of the scene of the accident and your property, like dents, broken glass, and cracked screens for your devices. We also will collect copies of any accident or police reports, and will secure any vital information about witnesses.
The prevailing law in New York State is comparative negligence meaning that even if you're found to be partially responsible for the accident and you are found to be partially responsible, your damages will be reduced by the percentage of the liability you have been assigned. The defendant may also be found to be completely responsible for the accident and therefore not entitled to any compensation.
Be careful not to give any oral or written statements to representatives of the at-fault party's insurance companies, as they could be used against you in court. It is also important to see a physician immediately after your accident, as certain injuries can take a while to manifest and could be used against you if you attempt to seek compensation for your injuries later.
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