Motor Vehicle Legal Terms

The laws that govern motor vehicles differ widely from one state to another. In general, laws assume that a vehicle was operated with the consent of the owner.

The mortality rates are influenced by laws that increase penalties and make revocation automatic or specifically target social hosts. Mandatory education, alcohol treatment, and interlock devices all have small effects.

Legal Definitions

The laws that govern the legal definitions of motor vehicles are formulated and decided at the state level. The federal definitions for national standards for fuel economy and licensing standards for drivers of commercial vehicles are primarily administrative in nature and do not apply when states determine their own classifications of registration. These vehicle classifications determine if a driver needs special licenses to operate certain kinds of vehicles.

These state laws define the terms "automobile," "light truck" and other. For instance light truck, it's any Motor Vehicle Accident Attorney vehicle that has a capacity that is less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. This is any vehicle or combination of vehicles that is designed to carry passengers or property within its own structure. This includes manufactured homes and trailers.

Wheel chair is a conveyance equipped with wheels and is used by people who physically disabled and are unable to walk. A moped is an automobile with at most three wheels on the ground, and that travels at a maximum speed of 35 miles per hour.

A pedicab is a vehicle which is driven by a driver who is sitting on it. A person who holds the legal title to a vehicle is called the owner.

Traffic Laws

Each state has its own motor vehicle accident attorney vehicle laws which cover everything from registration process to insurance requirements. These statutes also address the types of vehicles that are covered by law. While certain laws are similar between states, others vary significantly. For instance there are laws that restrict the number of people you can carry in the pedicab. There are laws that prohibit reckless driving on certain kinds of roads, such as parking lot.

If you break these laws, you may be punished with a fine and/or a penalty. Penalties can include having your license revoked or having to take a traffic class.

One of the most important laws in a particular state regarding vehicles is the one that governs the speed limits established on the roads. In New York for example, the speed limit is the same for commercial vehicles and automobiles.

It also defines the term "motor vehicle" as any carriage or other device that is driven mechanically and is used on the highway to transport people or property, or for other commercial uses. The law excludes trailers coaches, semitrailers, all-terrain and snowmobile vehicles motorized mobility assist systems for people with disabilities, and self-propelled corn and hay harvesting machines.

Insurance

A motor vehicle insurance policy is a contract between the insured and the insurer that covers financial loss due to the risk of bodily injury or death, property damage to a third party that arises from ownership, operation, maintenance or use of a covered car. It can also cover physical damage to the vehicle. It must include the name and address of the insured named the policy, the coverage provided by the policy, the premium paid for it, the time of effectivity and the limits of liability. It must also include an agreement or a statement that insurance is provided thereunder in accordance with the coverage specified therein as respects injuries to the body or property damage, and is subject to all the rules of this chapter.

The language used in the motor vehicle policy may be confusing to the average person. Duncanville law firms usually suggest that individuals read a sample policy to fully comprehend the terms. One of the most frequently encountered confusions is the definition of "motor vehicle". This phrase is found in a variety of statutes that regulate the registration of vehicles and financial accountability laws.

Examples of coverages covered under a motor insurance policy include commercial auto coverage for automobiles that are used for commercial, business establishments or for employment, activities, or jobs carried out for profit, as well as automobile liability coverage, which comprises PIP MP, MP, as well as uninsured and underinsured coverage for drivers (UM/UIM). This type of insurance is required in many states.

Permitted Use

It is important to know how insurance coverage works in the event that a person other than the named insured or a family member is driving your vehicle and causes an accident. This is known as permissive use and the specifics of your policy could differ however, generally speaking, all large car insurance providers offer this type of coverage.

It is important to keep in mind that you are liable for any damage caused by a driver with your permission. Permission can be either implied or explicit and does not always require writing.

In determining if there was implied consent, courts take into consideration the relationship between the parties, their prior behavior and the use of the vehicle and the circumstances surrounding a specific driving event. A judge will also consider whether any restrictions were made regarding the permissive use and if even a minor deviation from the time, location and use limitations of an initial permission would violate of these limitations.

Remember that adding a driver to your car insurance could result in your premium going up, as it makes the car more risky to insure. It is therefore important to think about your options carefully before giving your vehicle over to other people. If you're not sure whether to add someone to your policy or not, call Jerry to discuss the specifics of your insurance policy. Get a no-cost quote.