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You may be able to pursue a lawsuit if were injured in an accident that New York considers serious. Your attorney can tell you if your injuries are within the threshold.
Insurance companies are experts at disputing your losses. Insurance companies can offer settlements that are not enough to cover your losses.
Damages
If you have been injured in an auto accident, you could be entitled to compensation. These damages are designed to pay for your losses and expenses like medical expenses, lost wages, and property damage. Additionally, you can receive compensation for pain and suffering. This kind of compensation is more subjective and may be difficult to quantify. A knowledgeable lawyer in tort law can help you get maximum damages for your injuries.
For example, if you suffer an injury that results in permanent limitations to the use of your leg or arm Your compensation may include the cost of future expenses that are related to the impairment. These might include physical therapy, surgeries, equipment or prosthetics. A permanent loss of a leg, or a disfigurement can create emotional trauma that lasts a lifetime and a decrease in quality of life. This is referred to as mental anxiety.
Non-economic damages are more intangible and insurance companies frequently attempt to minimize these kinds of damages. However, a seasoned tort lawyer at Morgan & Morgan can make sure you're awarded the full worth of general damages in your case.
Medical bills
Medical bills can quickly pile up when you're injured in a car accident. You may feel overwhelmed by the expenses particularly if you're still recovering from your injuries.
There are many ways to help victims of car accidents pay for their medical expenses. In New York, all drivers are required to carry Personal Injury Protection (PIP), which pays for the initial medical expenses of a victim after an accident. PIP will pay for the loss of income if a victim is unable work for up to 90 days.
In addition to PIP, a victim's health insurance and Medicare may also cover their medical expenses. The only condition is that a patient must be able prove that the costs are related to the accident by providing doctor's bills and receipts.
Some doctors and hospitals will allow an accident victim negotiate a payment agreement in exchange for a lien against the victim's personal injury settlement or verdict. These liens are commonly called medical liens or hospital liens. If you do not resolve these liens in the timeframe you have set, the debts may be transferred to collections. By tracking and storing their mileage receipts, the victims can also claim compensation for the expenses associated with traveling to and from a medical appointment.
Loss of wages
If you miss work due to a motor vehicle Accident Attorneys vehicle crash, it can be very difficult to pay the bills. Many Americans are living pay-to-pay and losing a few weeks or months of pay can be catastrophic. Car accident victims are usually able to recover lost wages in their lawsuits for car accidents.
Typically, lost wage claims are determined by calculating the amount of time a injured person could have worked but for their injuries. This can include missed shifts, overtime and any work performed while in hospital. To prove the loss of income, a request has to be made for proof from the plaintiff's employer. This can include letters that confirm their time away from work, and their hourly rate or salary. Other documents include pay stubs as well as copies of the injured person's tax return from last year.
It is crucial to submit the demand package as quickly as you can after a car accident. The injured party is able to obtain the maximum benefit from their claim. The evidence of the accident is more convincing if given as soon as it is available.
Suffering and pain
The physical and emotional stress that result from a car crash can be extremely difficult to place a value on. However, it's crucial to seek compensation for these losses in your case.
These are referred to as non-economic damages. These damages may include pain and suffering as well as loss of enjoyment in life, PTSD, and more. These costs are difficult to quantify since it can take some time to fully comprehend the impact of your injury.
Your lawyer may employ one of two methods to calculate your pain and suffering damages. The multiplier method is the most popular. It involves adding the total amount of your economic damages including past and future medical expenses, lost earnings due to your injury, as well as property damage, and multiplying the sum by a range of from 1.5 to five to determine your total economic damages. The higher the number is, the more serious your injuries are thought to be.
Another method to evaluate the extent of suffering and pain is to use an hourly basis. If you are using this method your lawyer could request jurors to award you an amount per day you be afflicted by your injury. This can be especially helpful for victims of accidents who work outside of the home or have to care for children as they recover from their injuries.
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